How to Fill Out an Income Withholding Order (Form FL-195): A Step-by-Step Guide

When it comes to managing child or spousal support payments, ensuring that payments are received on time and in full can sometimes be a challenge. One of the most effective tools to guarantee consistent support payments is the Income Withholding Order (IWO), officially known as Form FL-195. In this comprehensive guide, you’ll learn everything you need to know about filling out this form, why it’s important, and the step-by-step process to get it properly filed and served.

As someone who has helped many navigate family law matters, I understand how confusing legal forms can be, especially when instructions are vague or incomplete. That’s why I’m breaking down the details of the Income Withholding Order to help you confidently complete and submit this crucial document.

What Is an Income Withholding Order?

An Income Withholding Order is a legal document used to ensure that child support or spousal support payments are deducted directly from the paying party’s wages or income. Instead of relying on the payer to manually send checks to the recipient, the employer is instructed to withhold the appropriate amount from the employee’s paycheck and send it directly to the support recipient or the appropriate agency.

This system provides several benefits:

• Timely Payments: Payments are deducted automatically on payday, reducing delays.
• Reliability: Removes the risk of the payer forgetting or refusing to make payments.
• Simplicity: Streamlines the support process by involving the employer directly.

Whether you are currently going through a divorce or have an existing court order for support, using an Income Withholding Order can add an extra layer of security to ensure payments are received as ordered by the court.

When Should You Use an Income Withholding Order?

There are several scenarios where submitting an Income Withholding Order can be beneficial:

1. After a Support Order Is Established: If the court has ordered child or spousal support, you can submit an Income Withholding Order to the payer’s employer to enforce the payment deduction.
2. During Divorce Proceedings: If you are in the process of divorce and support is being ordered, you can include the Income Withholding Order as part of your case to ensure payments start promptly.
3. When Payments Are Not Reliable: If the paying party has a history of missing payments or you are concerned about their reliability, an Income Withholding Order helps guarantee payments are made.
4. When Filing a Motion for Support: If you file a motion requesting support, you can also request an Income Withholding Order to enforce payment once the motion is granted.

Using this form is a practical solution that protects the recipient’s financial interests and reduces the stress of having to chase down support payments.

Understanding Form FL-195: What You Need to Know

The Income Withholding Order is a three-page form that requires specific information to be completed accurately. Unfortunately, the official instruction sheet that comes with the form does not provide detailed guidance on what exactly needs to be entered in some of the boxes, which can lead to confusion.

Because of this, I have created a detailed template and a SlideShare guide to walk you through filling out every section of the form correctly. This resource can be found linked below in the related articles section, and it is designed to make the process much easier for those preparing their own paperwork.

Here are some key points to keep in mind when filling out the form:

• Complete All Required Fields: Be sure to fill in all the information requested, including names, addresses, court case numbers, and the payment amounts.
• Specify Support Types: Clearly indicate whether the withholding is for child support, spousal support, or both.
• Include Employer Information: Accurate employer details are crucial since the form will be served on the employer’s payroll or administrative office.
• Double-Check for Accuracy: Errors or missing information can delay processing or cause the court to reject the form.

Step-by-Step Guide to Filling Out the Income Withholding Order

To help you further, here’s a breakdown of the process to complete and file the Income Withholding Order:

1. Gather Necessary Information

• Full names, addresses, and contact information for both the payor (person paying support) and the payee (person receiving support).
• Employer’s name, address, and payroll contact information for the payor.
• Details of the existing court order that mandates support, including case number and court location.
• The exact amount to be withheld from each paycheck and the frequency of payment.

2. Complete the Form Accurately

Using the official Form FL-195, enter all gathered information carefully. Make sure to specify whether the withholding is for child support, spousal support, or both, and confirm amounts match what is ordered by the court.

3. File the Form with the Court

Once the form is completed, you need to submit it to the court that issued the original support order. You can either:

• Deliver the form in person to the court clerk’s office, or
• Mail the form to the court’s address.

The court will review the form and, if everything is in order, the judge will sign it, making the Income Withholding Order an official court order.

4. Serve the Employer

After the judge signs the order, the next critical step is to serve the employer of the payor. This means formally delivering a copy of the Income Withholding Order to the employer’s payroll or administrative office.

It’s recommended to serve the employer via certified mail to ensure there is proof of receipt. This is important because employers have a legal obligation to begin withholding support payments within a specific number of days after receiving the order.

If the employer is a large corporation, you may need to do some research to find the correct address for the payroll or administration office. Delivering the order to the wrong department could cause delays.

What Happens After the Order Is Served?

Once the employer receives the Income Withholding Order, they are legally required to start deducting the specified amount from the payor’s wages and forward those payments to the appropriate party, usually a state disbursement unit or directly to the support recipient.

The employer must comply with the withholding within a timeframe set by law, which varies by jurisdiction. Typically, this period ranges from a few days to a couple of weeks. It’s important to keep track of this timeline and follow up if payments do not begin as expected.

What If You Need to Modify or Remove an Income Withholding Order?

Life circumstances change, and sometimes support orders are modified or terminated. When that happens, you may need to remove or adjust an existing Income Withholding Order.

I plan to provide a detailed guide on how to remove or modify these orders, covering situations such as:

• Changes in support amount due to new court orders.
• Termination of spousal support after a set period.
• Ending child support obligations when the child reaches adulthood or emancipation.

Until then, if you face these situations, it’s wise to consult with a family law professional to ensure the proper legal steps are taken and that employers are notified correctly.

Additional Resources and Support

Filling out legal forms and navigating family law can be overwhelming. To make this process easier, I have prepared a SlideShare presentation that walks you through each section of the Income Withholding Order form step-by-step. You can access this template and guide on my website, which provides clear examples and tips.

If you need personalized assistance with your divorce or support case, feel free to contact me directly. My office handles divorce and family law cases throughout California, and I’m here to help you understand your rights and responsibilities.

Contact Information:
Tim Blankingship, Divorce661
Phone: 661-281-0266

Final Thoughts

Using an Income Withholding Order is one of the most effective ways to secure timely and consistent child or spousal support payments. By deducting payments directly from the payor’s paycheck, you eliminate many of the common issues associated with manual payments, such as missed or late payments.

While the Form FL-195 can seem confusing at first, with the right guidance and attention to detail, you can complete and file it successfully. Remember to:

• Gather all necessary information before filling out the form.
• Use detailed resources or templates to ensure accuracy.
• File the form with the court and obtain the judge’s signature.
• Serve the employer promptly and via certified mail.
• Follow up to confirm payments start on time.

Taking these steps will help protect your financial support rights and provide peace of mind. For any questions or help with your specific situation, professional legal advice is always recommended.

Thank you for reading, and I hope this guide empowers you to confidently complete your Income Withholding Order and take control of your support payments.