Preventing Identity Theft During California Divorce

Preventing Identity Theft During California Divorce

One thing that I never get asked is in regards to security. You are about to hire a company to handle your divorce in California which means you will be providing someone all your financials, personal account numbers, date of birth, social security and anything else anyone would need to steal your identity.

And you are trying to find the cheapest company out there to handle your divorce? Possibly someone working from their home or part time? Where do you think your divorce paperwork is going when they are done? Right in the trash.

 

We use Iron Mountain shredding service for all our legal documents. We go through a lot of paper and we shred every single document as we are handling your case. Then, once your divorce is finalized, we shred every document from your file. Everything… Gone…

Time to start thinking about security and who you are providing all your financial and personal information to.

Divorce & Fear | Part 2 of Chapter 2 of Why You Don’t Need A Divorce Attorney Book

Divorce & Fear | Part 2 of Chapter 2 of Why You Don’t Need A Divorce Attorney Book

Fear

To be sure, getting a divorce is going to change your life one way or another and by how much will vary from person to person. But with change, comes fear. Fear of the unknown mostly. Fear of change. But don’t let fear overpower you or cause you to make rash decisions. Here is where I am going with on this.

When I was talking to you about not listening to your friends and to come to your own conclusions, I was referring to people who will either purposely or with the best of intensions, cause a certain level of fear in you. Specifically by stating that if you don’t get an attorney that you will get screwed in your divorce. I am using that language purposely, because that is usually how I hear it being stated by my clients so perhaps this terminology rings true for you too.

I am also talking about the fear attorneys will try to instill in you as well with similar rhetoric. Let me tell you how this works. You decide you want to speak to an attorney about your divorce. Let’s say you have some questions, which is fine. What most attorneys will do is tell you all the bad things that can happen to you if you don’t hire an attorney and why you need to retain them now to “protect your rights”.

You want to know why attorneys say this? Because they have to. They have to tell you all this scary stuff because it is their job to “fight for your rights”. It is their job to get you the “best deal” in your divorce. It is not that they are bad, necessarily, just that the very nature of having an attorney puts you in an adversarial position with your spouse. I mean it is called, “The Adversarial System”. I don’t want to go to far with this conversation because I have dedicated an entire chapter to this.

What I wanted you to get out of this chapter is that there is a better way. You don’t have to go down the path of the adversarial system. You don’t have to go to court, you don’t have to go to trial, you don’t even need to see a courtroom. I laugh to myself sometimes because when people call me they frequently will ask, “What would a judge say about (blank)”. And my answer is always the same.

No judge is ever going to make a decision about anything if you guys can work out your agreements outside of court. The only people who ever see a judge are the ones that could not figure it out by themselves and needed to have a judge to decide. There is a big misconception that to get divorced that you need to go in front of a judge for them to make a decision.

This is so far from the truth. My clients who use our service and ultimately come to an agreement will never set foot in court. My of fice deals directly with the spouses to come to an agreement and document that agreement. This turns the divorce process into more of simply drafting agreements and submitting them to the court for approval. The Court does not look at your agreements to see if anything is fair or even equal. All they care is to make sure

that the children are being taken care of and that procedure was followed property and the divorce paperwork done correctly. That’s it.

Here is how you get rid of fear about divorce and the divorce process. Get educated. You are taking a great first step here by reading this book. You can also go to my website at www.divorce661.com and read the over 2,000 articles, videos and podcasts I have produced on the topic of divorce in California. You can also just pick up the phone and call 661-281-0266 for a free phone consultation where I can learn about your situation, discuss if our services are a good fit for you and answer any questions you have about divorce and the divorce process.

Divorce & Fear : Part 1 of Chapter 2 of Why You Don’t Need A Divorce Attorney Book

Chapter 2 – Divorce & Fear

How & When To Tell Your Spouse You Want A Divorce

This is going to be different for everyone of course, but I could probably provide you a little help here seeing as I deal with so many people going through divorce. I think the “How” and “When” you tell your spouse can really make a difference on how well your divorce case ultimately plays out.

How are you going to tell your spouse you want a divorce? Remember here that we are talking about folks trying to go through an amicable divorce and we are trying to set up a situation where the environment is best suited for having the conversation. I would suggest that you plan this out so that you are not placed in a situation where you get upset at your spouse and just blurt it out, “I want a divorce!” We want to do this amicably, so even if there is a lot of upset and emotion you can handle this as a business decision so both of you can deal with what’s about to happen.

Remember, as I stated previously, (and I am talking to you women right now) that your husband may have absolutely no idea you are about to drop this on him, so the how and the when are going to really matter. Give it some thought and think about how your week normally happens. Think about your schedule, when the kids are home or at practice, etc. Make sure to be in a place that is quiet and that you have ample time to discuss as much as possible and that you don’t have to run out for some errand in 10 minutes, interrupting the conversation. You are going to want to get this out in a single conversation.

Not everything will be discussed here of course, but you want to make sure your spouse fully understands that you are not bringing this up as casual conversation, but that this is really happening.

Now for the when. I think I will answer this in two ways. “When” as in when you should tell them after you have made the decision that you want to get a divorce and, “When” as in what part of the hour, day or week do you tell them.

When clients call us for our divorce service, many have already discussed getting a divorce with their spouse, but many others have not and they will ask

me what I think is the best time to tell their spouse. I tell them that it is better to talk to their spouse about wanting a divorce before any actual court documents start flying around. I think the conversation should come first and the actual filing of divorce papers should come after. So what I am recommending is that when you talk to your spouse that you are not there to hand them any type of divorce papers. It will be overwhelming enough to have the conversation and you are going to want to focus on just the conversation and not be distracted by court documents.

I recommend telling your spouse soon after you have made the decision that you absolutely want to get divorced. When you know for certain that you want a divorce, that is the time to tell them. Here is what you have to watch out for if you hold off or wait. You are going to have this thought of having to tell them on your mind constantly until you tell them. It will consume you and you will be thinking about it all day and night and it will effect you. The other thing you need to be mindful of is that you may start to look for things they are doing wrong more often or frequently, in more of a coping method for you to make them out to be the bad person so it makes it easier for you to break the news. While this may work in helping make them the bad person, it will certainly effect the delivery of the news to them. You may have this sick feeling in your stomach as you wait to tell them. The longer you wait the more you will feel this sick feeling. I can tell you from experience that my clients feel a sense of relief once their feelings are out in the open and they have discussed this with their spouse.

The other “when” is time of the hour, day or week. Think of your normal schedule and try to find the right time. It might be better to wait until your spouse has unwound from work for a while, but before they start into their glass of wine or beer. This discussion is best done sober, and that goes for both of you. If you are going to have a cocktail, have it after you guys have talked. Do you tell them on a weekend or weekday? Is it better that you have the discussion on a weekday where at least during the day you are not together and risk the chances of fighting? Maybe right after discussing this it is best to have a little space between you. Or maybe you would rather discuss this on the weekend where you do have additional time to talk and discuss the details of the divorce. You will have to make a judgment call.

Now, when you have figured out when you are going to talk to your spouse, what words are you going to use? How are you going to start the conversation? My recommendation is to think of it as firing an employee. I am not trying to diminish the circumstances, just trying to put this in perspective of the type of tone you need to have. When you are going to fire an employee, you don’t start talking about all the things they have done and provide reasons and examples or apologize or provide excuses. You just say, “you’re fired” or “I have to let you

go”. I prefer the latter of those examples. The divorce equivalent of those phrases is, “I want a divorce” and “I can’t be married to you anymore”. Again, I like the second one better than the first. The direct route is going to serve you well in this situation and you need to get right to the point. “I wanted to speak to you because I need to tell you that I can’t be married to you anymore”.

What To Say After Telling Your Spouse You Want A Divorce

Here is what I tell my clients. Once you have told your spouse you want a divorce, explain to them that you want to try to figure out everything without having to hire an attorney. Tell them that you don’t want to spend a ton of money on your divorce and that you want to try and work it out amicably. If you guys can at least agree to not use attorneys, you have a good chance of getting through the divorce process on your own with a non-attorney legal service provider like ours.

I then tell them, when they are ready, to make sure that their spouse is directed to our website or to call me so I can have a discussion with them to try to explain the process. I want them to know we are a neutral third party, not here to take sides or represent either party, rather just here to help facilitate the divorce process the best we can. The biggest thing I can help with this at this moment is to put the other spouse’s concerns at ease as quickly as possible.

Don’t Listen To Your Friends

You remember the last time you purchased a car? Then all of a sudden you start seeing that car everywhere? In a similar fashion, once you start going through the divorce process you will undoubtedly start talking about it and whether you want it or not, your friends, relatives and even strangers will start to give you advice and commentary. Anything from, “you need an attorney” to “I got screwed in my divorce”. People have their opinions and experiences with divorce, but their negative experiences is not what you have to go through.

You and your spouse are in control of the outcome of your divorce. How it starts and how it ends. In my experience, speaking to your friends about your divorce or asking them for advice is generally a bad idea. Nothing ever comes good of it and everything they are telling you is filtered by them. We all rely on friends and family when going through times like these, so I can’t expect you to listen to me, a stranger, so I will leave you with something you hopefully follow. Take what your friends say with a grain of salt. Listen to them, but then come to your own conclusions.

The chapter on Fear is next!

We Hit 200,000 Views On YouTube!

Yesterday I had a new caller who had done what I wish all my clients would do. She had watched my videos, listened to my podcast, read my blog and read my book.

Divorce661 YouTube Channel

She was one of the most informed people I have spoken with over the years. I do see this frequently with people who call me and they always credit me for explaining California Divorce in plain English through all the different formats I use.

Over the last 5 years I have probably done over 1,000 videos between all my different platforms. As of today, I have 844 videos on YouTube and each of those have been shared on platforms such as Pinterest, Facebook, Instagram and LinkedIn.  I also place the videos on my website and blog.

So there is a lot of content I put out there to the world to learn about divorce so you can educate yourself on the best way of getting through your divorce in California, even if it is doing it yourself.

So make sure that you due your research and watch my videos where I explain everything there is to know about divorce in California in plain English.

I try to upload at least 1 video per day. Yesterday I uploaded 4. Whenever I come across something different I try to take the time to shoot a quick video on the topic.

I am often asked how many topics there possibly could be on divorce in California. I will tell you that there are 1000’s. There are so many policy and procedural issues to deal with that change with each circumstance so there is plenty to talk about.

Now I know that 200,000 views is not earth shattering from the perspective of how a single video can go viral and get millions of views. That is now what we are doing here. Here, we are educating you about divorce in California.

As a client said it best, “You are exchanging in abundance with your clients”

California Divorce | You Do Not Need To Be Personally Served

California Divorce | You Do Not Need To Be Personally Served

One of the things that concerns people when going through a divorce in California is about being served. They don’t want to be served at their home or office and we get it.

That is why, in our amicable divorce cases, we never personally serve divorce papers. Watch this brief video where we discuss how we serve divorce papers with our clients.

Or if you prefer, here is the audio.

California Divorce Filing Fees | How To Save Half Or All Your Court Fees

California Divorce Filing Fees | How To Save Half Or All Your Court Fees

One of our goals is to help our clients save money. One way we do this is by trying to save our clients on court fees to file their divorce. At the very least with amicable divorce cases we can save you at least 50% of the court fees.

Sometimes we can save you 100% of the California divorce court filing fees. Watch this brief video where I explain.

 

Below is the audio if you prefer

Where To Get Air For Your RV, Motorhome Or Trailer In Santa Clarita

Okay, this is just a quick post totally unrelated to Divorce but I just wanted to get this information out there. We have a motorhome and have had it for several years. We take care of the oil and all the fluids and make sure that all the maintenance is up to date.

But I have always had a hard time finding a place who will put air in the tires.  I am assuming if I had a difficult time finding a place to get air in my RV tires in Santa Clarita, so do others.

You can forget about Camping World as it takes almost a month just to get an appointment there.

When I would be the motorhome serviced at the lube places, they would say they don’t have an attachment long enough.

I tried calling a few mobile RV guys and even some of the highway mobile diesel mechanics. Not them either.

So I happened to be getting my daughters oil changed at Big O Tires in Valencia and asked them if they would be able to put air in the tires. They said, “No Problem” and to just pull it up when I was ready.

So the next day I bring my RV to Big O Tires in Valencia and they have me pull up and fill all the tires which were very low.

I asked how much it would be and they said putting air in tires was complimentary and stop by anytime.

I honestly was surprised.

So to get air in your tires for your RV, Motorhome or Trailer in Santa Clarita, I recommend Big O Tires.

Big O Tires Valencia

23510 Valencia Blvd,

Valencia, CA 91355

(661) 259-7498

My Anti-Valentine’s Day 2017 & Dinner At Whole Foods

My wife and I have been married for 22 years and while it has not been all rainbows and unicorns we have stuck it out with each other. I don’t mean for that to sound negative, but you know what I mean.

One thing my wife and I both dislike is what we called “Forced Holidays”. This would include Valentine’s Day!

I get my wife flowers and we go to dinner often, probably more often that we should. So I don’t like it when I am told that on a certain day each year i need to go out to dinner with the masses on a weekday (usually) and purchase over priced flowers just so we can post pictures on Facebook of the flowers and show all our friends how awesome our marriage is.

Yeah, no. I told my wife we would not be doing that this year…. And she agreed.

I even posted on Facebook how i felt about it.

Pre Valentine’s FB Post

So I took it a bit further.

This year we had:

  • No Flowers
  • No Card
  • No Dinner (sort of)

So we agreed that we would disagree with Valentine’s Day 2017 and instead put a little money away. Instead of going on a forced dinner and spending money on overpriced flowers we just put a few hundred dollars in our savings account. The money we would have probably spent on dinner and flowers.

My wife did surprise me, however, in that she came home from running errands brought us some sushi from Whole Foods.

So that was it for us. Sushi from Whole Foods and in bed watching a movie by 9. That is my kind of evening.