Understanding Financial Hardship Claims After Divorce
When navigating the tumultuous waters of divorce, one of the most pressing concerns can be financial support. If your ex claims financial hardship, it’s crucial to understand the rules and your rights. In this blog, we’ll dive deep into what happens when an ex declares financial hardship and how to protect yourself and your entitlements.
The Basics of Financial Hardship Claims
First things first, if your ex says they can’t afford to pay spousal or child support, does that mean the court will automatically reduce their obligations? The answer is a resounding no. A mere claim of financial hardship does not modify support payments. Your ex must file a formal request with the court to modify their obligations.
What is a Request for Order (RFO)?
A Request for Order (RFO) is a formal legal document that your ex must submit to initiate a modification of support payments. Until a judge reviews and approves this request, your ex is still legally obligated to fulfill their support payments. This is a vital point to remember: claims of hardship alone do not cancel their responsibilities.
Real-Life Example: The Client Case
Let’s consider a real-life scenario that illustrates this concept. One of our clients faced a situation where their ex stopped paying child support, claiming financial struggles. However, upon further investigation, we discovered that the ex had switched jobs and was still earning a significant income without reporting it.
This revelation was crucial. The court denied the modification request based on the evidence we provided, and the ex was ordered to repay the missed support payments. This example highlights the importance of verifying claims of financial hardship and ensuring that all income is disclosed.
Proving Financial Hardship: The Burden of Proof
If your ex claims financial hardship, they must provide proof to substantiate their claims. This often includes income statements and other financial documents. It’s essential to remember that the burden of proof lies with them. If they fail to provide adequate evidence, their claims may be dismissed.
Steps to Verify Financial Claims
Here are some steps you can take to verify whether your ex is genuinely struggling or possibly hiding income:
- Request Documentation: Ask for proof of income, such as pay stubs, tax returns, or bank statements.
- Investigate Employment Changes: Look into whether your ex has switched jobs or received a raise that they haven’t disclosed.
- Consult a Professional: Consider hiring a financial expert or investigator to assist in gathering the necessary information.
Enforcing Support Payments
If your ex stops making payments without a court-approved modification, you have several options for enforcement. One of the most effective methods is wage garnishment, which allows you to collect unpaid support directly from their paycheck.
Other Enforcement Actions
In addition to wage garnishment, there are other actions you can pursue:
- Bank Levies: You can request the court to levy funds from your ex’s bank account.
- Property Liens: Placing a lien on your ex’s property may help secure your payments.
- Contempt of Court: If your ex continues to ignore support obligations, you can file for contempt, which may lead to penalties or even jail time.
Understanding Your Rights
It’s crucial to understand your rights when dealing with financial hardship claims. You are entitled to the support that was initially agreed upon or court-ordered. Don’t let your ex’s claims go unchallenged. By taking action, you can ensure that your rights are protected.
Why Choose Divorce661?
At Divorce661, we specialize in helping clients navigate the complexities of support disputes. Our expertise ensures that your rights are protected, and you receive the financial support you are entitled to. Here are a few reasons to consider our services:
- We assist clients in enforcing court-ordered support.
- Flat-fee divorce services mean no expensive hourly lawyer fees.
- Our services are 100% remote, allowing you to handle everything from home.
- We ensure you receive the financial support you deserve.
Take Action Today
If you’re facing a situation where your ex has declared financial hardship or if you need help enforcing support payments, don’t hesitate to reach out. Visit Divorce661.com for a free consultation. Our team is ready to help you understand your options and take the necessary steps to secure your financial future.
Final Thoughts
Understanding the intricacies of financial hardship claims is crucial for anyone navigating divorce. By being proactive and informed, you can protect your rights and ensure you receive the support you need. Don’t let financial hardship claims derail your financial security. Take action now to secure your future.
Join the Discussion
We would love to hear your thoughts. Should courts be stricter on enforcing spousal and child support? Drop a comment below to join the conversation!