California Divorce Mediation Explained

California Divorce Mediation Explained

Tim: Today we’re here with Lisa Scholz who is a mediator.

And I want to get these videos out to folks with there’s a big misunderstanding about what mediators do when it’s in regards to family law.

So we wanted to get some information out there so we can kind of pull the curtain back on what mediation is in regards to and how it works with Family Law and Divorces specifically.

So Lisa Scholz is a Mediator/Divorce Coach. Why don’t you tell us a little bit about that does? And what mediation is?

And just kind of introduce yourself and your company and what you can do folks.

Lisa Scholz: Okay, so I’m a private non-attorney mediator. I know a lot of people know attorneys that also do mediation. And this is kind of a completely different perspective.

I have a practice where I help people through with their Divorce process. They need to have their legal advice from somewhere else that doesn’t come from me.

But I work on the communication skills. I work on coming to an agreement that works best for their family.

And that’s the most important to me is that it fits what they need as a family especially if there’s kids involved.

Tim: So regarding kids and family and just overall decision making mediation as opposed to litigation long term especially if kids are involved–

Lisa Scholz: Yes.

Tim: …this is going to be beneficial because they’re getting a Divorce but they’re still going to see each other on custody exchanges.

Lisa Scholz: The relationship needs to stay intact.

Tim: Yes.

Lisa Scholz: I mean you may not like your partner, you may not get along well enough to live together anymore but when you have children involved that relationship needs to be where you have those communication skills.

And you were able to salvage whatever relationship you had left so that your children are not the collateral damage.

Tim: Right. So tell us a little bit more about you specifically and your background.

Lisa Scholz: Okay.

Tim: …regarding how did you get into mediation. How does this come about?

Lisa Scholz: I went through Divorce as well several years ago. And was like most of the public that I’ve talked to, I didn’t know what mediation was.

I heard that I was supposed to go mediation before we had a hearing date. My ex-husband was not interested in participating in that.

That was something he wasn’t interested in. And I looked further into it. I asked a lot of questions.

I was getting ready to go back to school to get a Graduate Degree. And decided that was something I wanted to focus on.

It was Mediation in Complex Resolution. So I actually received my Masters in that specialty in Psychology.

So I come from a completely different perspective, a different background than attorney mediators do. I don’t have that litigation mindset.

I want a peaceful process. And it is completely in the hands of the parties of the clients.

This is their life which the decisions they make about their family should come from them and not from anyone else.

So more of a facilitator trying to ask those important questions that make them thinks about what’s the most important all the time.

Tim: Got you.  Now you brought up education. I want to touch on that because I looked in to offering mediation services because as Legal Document Preparation Service we have limitations.

Lisa: Right.

Tim: So we don’t give legal advice. We don’t go to court for people and represent them in court, not in that fashion.

We’re just here to fill out the paperwork properly, correctly and give that professional service. And sometimes even though people have come to us and they think they have all their agreements, something happens.

Lisa: Right.

Tim: And they have trouble coming to agreements usually about money or something like that. And we didn’t offer mediation services, so, I actually looked into becoming a mediator as in additional service.

And what I found was there’s no real governing board. There’s not any real way of getting certified.

Lisa: Right.

Tim: I mean I can call myself a mediator today with zero training.

Lisa: And a lot of people do that.

Tim: Yes.

Lisa: There are lots of trainings available. They’re very cursory. They just kind of scratch the surface.

And it’s more of ‘Okay, you kind of have an idea of what it’s like. Good luck!’ They kind of throw you out there.

My educational background was much more intense. It involved cultural differences, differences within, different family backgrounds I mean it came from every angle that you can think of.

And then my work in the court system helps me not only say, ‘Hey, this is a great option for your family to do this without having to deal with attorneys, without having to go through the court system.’ because this is what I know about what happens to families in the court systems because I’ve been there.

And I can continue to work there. But my goal is to steal people away from that.

Tim: Right.

Lisa: Because it’s just not a happy ending 99% of the time.

Tim: Sure. And so education is important if someone is looking for a mediator. You have to really be careful and find out what their background is. And make sure it’s going to be a suitable—

Lisa: Well, like you said anybody can say, ‘Hey, I took a two week course of Mediation. And now I’m a mediator.’

And that’s not, and the attorney mediators, a lot of times that’s what they do. And say ‘Now I offer mediation services.’

They’re still coming from a litigation background.

Tim: Right.

Lisa: Where it’s a win loose–

Tim: About the law.

Lisa: We got the laws. The only thing that matters you need, we need, they’ll even take one of the parties side and say, ‘You really shouldn’t be agreeing to this.’

Tim: Really?

Lisa: It’s not on your interest. And they forget that their job is to help the people come together and communicate and not pissed. It’s just this automatic thing.

Tim: It’s just that’s how their brain works.

Lisa: It’s how their brain works. That’s how they were trained in law school.

Tim: Right.

Lisa: And that’s what happened. So—

Tim: Okay. So mediation, if you could put it into a sentence or two, how would you explain what mediation is. I’m sure you get the question all the time.

People asking me what mediation is or some people think that we are mediators.

Lisa: Okay.

Tim: So what is mediation in regards to Family Law?

Lisa: Mediation has existed and it’s so interesting to me because it has existed for thousands of years in many different cultures. It is a new concept to us as Americans in the West because we are so individualized.

And we like to win and we like to get a cup and is very competitive. So the old kind of communal mediation process is lost on us and it’s starting to come back.

And we’re starting to kind of get to feel of the benefits of mediation. So the process is peaceful. You’re allowed to be heard.

You’re allowed to get out what it is that’s frustrating you. But we’re hopefully are mediators teachers and we help translate between the parties.

We help them understand. We help them try getting to each other shoes and find out ‘Well if I was my ex and why does he felt this way, why does he wants this so badly and why does she feel so’—it’s kind of digging deep.

No, we’re not therapist! A lot of times people are like ‘Well that sounds like family therapy.’ We don’t get into your childhood.

We don’t get into why you’re doing the things you’re doing. We’re just focusing on this process, these major changes you’re making in your family.

And we make it non-adversarial, peaceful, and supportive. And we really want the parties to hear and be heard. That’s what’s the most important.

Tim: Okay, well Lisa it’s a good explanation. It seems Lisa mentioned that we kind of get away from mediation. It’s been there for thousands of years—the courts and maybe because the courts are so impacted.

I tell my clients, ‘The courts don’t want you in the system. They don’t want you going in to the court.’

Lisa: No!

Tim: ‘They don’t want you in the court room. They want you if it’s all possible to come to the agreements.’

Lisa: Yes!

Tim: And I think in just a 100% of cases that you’re going to make people involved are going to make better decisions about their Divorce, in the terms of their Divorce.

Lisa: Right!

Tim: Than going to court and having some judge who just knows you for about 15 minutes.

Lisa: Exactly!

Tim: Making decisions that will then become orders.

Lisa: And impacted the rest of your life. I mean these are it is completely out of your hands at that point.  You get to the point where the judges saying, ‘Okay, here is what’s going to happen.’

You have lost all control of what happens with you, your money, your house, your kids. It is in somebody’s hands like you said somebody that’s known you for 15 seconds.

Tim: Yes, read a little bit.

Lisa: Maybe reviewed your case really quickly. And then decides the rest of your life together.

Tim: That’s right!

Lisa: And you’re right they don’t want you there. They are inundated. They are stacked up.

And it’s like ‘cattle call’ they’re just trying to move people through. And it’s just very slow process.

Tim: Yes, in fact we have some clients that come in and say, ‘Well, I’m just going to let the court decide.’  And I have to tell them that it doesn’t work that way. In fact the courts not going to get involve.

Lisa: Right.

Tim: …in your Divorce case, unless you specifically ask them to get involve. So you can file for Divorce. You can go through the process but it doesn’t automatically get picked up for the court.

You don’t automatically get a court date. You have to specifically ask for a court date for a trial.  Otherwise they do not want to touch it.

Lisa: And it could be months in advance.

Tim: It is months. Right now if you want to get the trail set in which is a request that takes 60-90 days just to get the date.

Then your date 60-90 days out from that. And that’s just to set the court date. That’s not the court date.

And it’s like a long term trail where you think it’s going to be several days we’re talking out about a year for a date.

Lisa: You’re right and people don’t realize the process and what’s involved. And they don’t realize that you are getting billed by your attorney.

Tim: Oh yes.

Lisa: While you wait to go to court. You don’t start when you walk in the court doors. You are being billed for your phone calls.

You’re being billed for your emails. You’re being billed for your time. And in mediation coming from a non-attorney mediation setting my set up is completely different to where I want your questions.

I want you to be in control of this process. I want you to know what it is that we’re doing and that the process makes sense to you.

I’m not going to bill you point two for an email or point two for a phone call. I want you to call me.

And I want to make sure that you are on board. And that this is something that’s working for you.

So as far as the fee set up it’s also a completely different bargain than what the attorneys have set up.

Tim: Right.  So let’s talk about that. Let’s talk about the cost of Divorce the cost of Mediation because it can be very expensive or it can be very low cost. It just depends on what direction you want to go.

And I found it interesting that you know about the point two and how they charge.

Lisa: Yes.

Tim: I worked for a law firm for several years out here and I was just surprised how much money goes into this and the way they bill.

Lisa: Right.

Tim: If you send an attorney an email you’re getting billed for that for them reading it. If you call them you’re getting billed for that time and you get charged in most cases at point six increments.

Lisa: Right!

Tim: So 10 6 minutes increments.  So if it’s a one minute conversation you’re getting billed for six minutes. And if they charged $450 an hour that phone call cost 20 30 or 40 bucks for—

Lisa: And adds up very quickly.   I know I’ve had conversations where they received the bill for the month and are just blown away.

They didn’t realized what was being charged, what they were being billed for.

Tim: We’ve had people call us and say I just spent $5,000 on a retainer for an attorney and their assumption was that was the total cost.

Lisa Scholz: Right.

Tim: They thought, okay $5,000 we’ll get through this. They didn’t realize that that’s a retainer. I’ve done a lot of videos about this.

Lisa Scholz: Yes.

Tim: It’s a retainer. They get billed hourly, your photocopies, postage, phone calls, and emails were all billed against that.

Lisa Scholz: Everything.

Tim: And it is gone in less than 30 days. And what I found is most of the time all that’s happened is the initial divorce papers were filed.

Lisa Scholz: Right.

Tim: And they’re served. No financial disclosures. Not even close to an agreement because that’s how it goes. I mean—it’s crazy. Now that’s it.

Mediation let’s tell folks how low cost it could be.

Lisa: Okay.

Tim: With mediation let’s say combined with our service where let’s say we are your Legal Document Preparation, we do the paperwork for them, we take care of all of going to court filing and serving all that.

Lisa: Right.

Tim: But they need help with the agreements.

Lisa: Okay.

Tim: So we can kind of work cohesively together, our two companies, I would say we get this case filed and get things started and get their financial stuff out in the open.

Lisa: Right.

Tim: Get that stuff done. And then generally, is that a good time for them to start the mediation process?

Lisa: Yes. So the way that I work it and I’ve done a lot of research and I’ve talked to a lot of Mediation Firms and I’ve worked with and I’ve gone through lots of pretty intense trainings.

I continue to go and learn new things. The field is just expanding very quickly. And I’ve talked to everybody that I can about ‘Well, how do you set up your process? And how do you have your fee?’

And you know most of attorneys they do it with the way attorneys do it.

Tim: Right.

Lisa: And is pretty uniformed and that’s how they do it. Non-attorney mediators have a bit of a different and we can be more flexible.

And we can decide–we’re going away from the attorney set up as far as fees. My initial consultation is free.

Call me on the phone and ask me as many questions as you want. I’m not going to charge you for it. I’ll take 30-60 minutes with you and explain the process.

I’ll let you ask as many questions as you want. I’ll send out a pocket before that you can read through.

And ask any questions about that, the mediation agreement, what it all entails. And then after that it’s a $150 per hour per party for each session.

And they usually last, each session we max out at three hours. I find that after three hours people just don’t want to think anymore.

That’s about the maximum. And I know I have heard about marathon mediation sessions that go all day long and people are just dead.

They can’t think anymore. They don’t want to talk anymore. They don’t want to try to come to any kind of agreement anymore.

And there’s not a whole lot of progress made. So I’ve decided that three hours chunks.

If it’s a simple mediation and then the partners have talked extensively before they even come in a three hour session is probably all they need.

Tim: And they may be mediating in every part of them?

Lisa: Exactly.

Tim: Or maybe just a single issue.

Lisa: Exactly. So –

Tim: Right?

Lisa: Many times I’ve had attorneys that don’t want to deal with the emotional parts of mediation where children are involved.

They asked me to step in and do the parenting plans because that’s something that they’re not comfortable with. They don’t like the wife crying.

They don’t want to hear all about the trauma and they say, ‘Hey, you know Lisa is a mediator. And she’s going to help you out with the parenting plan. And hopefully the two of you can figure something out as far as the kids are concerned. And then you can come back and we can talk about your money.’

Tim: So what is the Math on that? You said a $150 per hour per party?

Lisa: Per party.

Tim: Per session.

Lisa: So it’s like $300 if you go to a three sessions. So it’s 900 bucks for that session.

Tim: For three hours?

Lisa: For three hours.

Tim: Okay.

Lisa: If it’s an extensive mediation to where they haven’t even thought of anything, they’re just starting the process sometimes it will take two or three sessions to get through all of what they need to come up with the best agreement.

Tim: It depends on how much they have?

Lisa: But there’s no hidden cost. They’re not going to get a bill.

And I usually ask them to pay that before the mediation depending–

Tim: Okay.

Lisa: And if it goes shorter then I refund them as ‘Okay, I think this is probably going to be two hour session.’

Tim: Yes.

Lisa: And we knocked it out with an hour and a half. Then I refund that amount.

Tim: Sure.

Lisa: There are no hidden costs. And as far as the filing this is why I think our two companies is such a great partnership because as a non-attorney mediator, I don’t have the legal background.

I’m not allowed. It’s illegal for me to drop any kind of legal documents.

Tim: Same with us.

Lisa: So I—

Tim: We’ll draft legal documents.

Lisa: Right.

Tim: Okay, and then Lisa you give legal advice?

Lisa: No. No legal advice.

Tim: Yes.

Lisa: I always say, ‘You know what? It’s probably –‘

Tim: We draft legal documents.

Lisa: Yes, I was going to say that’s what you do but no legal advice.

Tim: Right.

Lisa: And—and attorney mediator shouldn’t be doing that anyway. But as a non-attorney it’s easy for me because I don’t do the law. That’s not what I do.

Tim: Right.

Lisa: So that’s where I say, ‘but I have this great company that will get everything together that needs to be filed. And your costs are also extremely low.’

Tim: In comparison.

Lisa: … as far as—I mean in comparison and again I’ve done a lot of research before I jumped in to this field with both feet.

A normal divorce with normal people that are not wealthy, they’re not celebrities, they don’t have a ton of money, they don’t have a vacation house costs anywhere between $60,000 and a $100,000.

That is an average divorce.

Tim: I’ve looked up those same statistics and it’s shocking and I think people don’t really think that, that is true.

Lisa: They think it’s not going to be that for me.

Tim: Right.

Lisa: Because we’re going to keep the cost down. And we’re going to figure this out. But they don’t realize how it adds up so quickly.

Tim: Very quickly! And that’s I think that two attorneys combined. So they have—

Lisa: Exactly!

Tim: If you have 30,000 they have 30,000 and I tell you having worked for attorney that is not uncommon. And often they worked that people would get their bills at the end of the month.

And we had more people call us after receiving their bill and say I want to settle. I want to settle.

Lisa: We’re done. We’re done.

Tim: I can’t believe we’re going to have nothing left at the end of this. And only unfortunately the attorneys win.

So they take that $60,000-100,000. Even if let’s say you have a simple case.

And you have all your agreements which would make you suitable for my services and you go to an attorney that can easily run you $15,000 just because of the hourly rates of the attorneys preparing the documents filing fees and so forth.

It can add up. So when you hear our fees combined and just roughly if you have minimal issues or just a few issues and maybe one session use our service for document preparation, Lisa’s services for mediation per session you’re talking like around $2,000 at the top of things as opposed to—

Lisa: …which is a quarter of a retainer that you would have to plant down at the beginning–

Tim: For attorney.

Lisa: Before anything else is done.

Tim: Yes. Before they start the case, yes! And that’s after your $350 or $450 paid consultations.

Lisa: Right. Right, it really is just such a start difference. And again we had the time issue.

We talked about the courts talking forever to even hear your case.  And there’s a lots of hoops you have to jump through before that even is on their calendar.

We can do mediation with your Divorce and it’s up to you. The court doesn’t tell you when you have to be there.

You decide on your schedule what works best for you.

It could a month if you kind of have to space it out and that would be the longest that would take for you to complete everything on your schedule, on your timeline, not somebody else is.

Tim: Yes.  There are different types of mediators. You have attorney mediators.

We kind of talk about that a bit.

Lisa: Right.

Tim: We have non-attorney mediators as your self. And we have court mediators.

Lisa: Right.

Tim: We have mediators at the court as a part of the process. Can you talk a bit on the differences between let’s say an attorney mediator. We’re talking about the litigation mindset.

Lisa: Right.

Tim: Non-attorney mediators and I’d also like to know, at the end of the day when you’re done with mediation, what do I walk away with and how is that beneficial?

Lisa: Okay.

Tim: Let’s say call me, ‘So we’ve had mediator and Tim we have all the conditions, the terms were ironed out.” What would they have at the end of that? They have some type of a written agreement? That sort of thing.

Lisa: Okay, now the judge it’s a requirement especially in family law. You have to meet with the family law mediator. The LA Superior Court systems require that mediator in the court house to bill an attorney.

Tim: Right.

Lisa: They don’t allow non-attorney mediators in that process.

Tim: So what you’re saying is if you’re going to go to a court for a trial or hearing of any med type, you have to go to the court mediator first before they will talk to the judge.

They’re hoping you will in that court mediation they will come to an agreement before they’re seeing the judge. So that’s what you’re referring to?

Lisa: Which is almost in my mind and I’ve seen the other side in different organizations I’ve worked with, I’ve taken clients as I’ve advocated for them or represented them as in different organizations I’ve taken them to mediation.

And this is while I was going to school to get my graduate degree in Mediation and I just thought this is not what I thought it would be like.

This is what not I think the Peer Mediation process should be like. They give you about 15 minutes, maybe. They are attorneys, so, they ask a very directive questions.

They will flat out say, ‘No, I don’t think that you should agree to that.’

Tim: Really? So they’re not really neutral?

Lisa: They’re not!

Tim: At that point.

Lisa: They have—

Tim: And this is the court?

Lisa: These are the court mandated, hired by the court. These are the ones that they require you to talk to before you come in to the judge.

Tim: Yes.

Lisa: And I hate to say this but they’re pretty much a bully! They’re a little bit bully into making this agreement quickly.

You don’t have a lot of time. The judge is waiting on you. Let’s just get this run through.

And it’s an intimidating process for people.

Tim: And the reason I want to bring this that these three court mediators, attorney mediators and non-attorney mediators because they are not there to sit for two or three hours in every sessions…

Lisa: No.

Tim: …of your time on your schedules. You’re talking about a line of people a day or two prior to or even on the day of your hearing.

Lisa: The same day right.

Tim: Going in there and they have other hundred people to mediate and they’re pushing you through. So that’s not what I call professional paid mediation which is what you have.

Lisa: Right. It’s not the best. That’s right.

Tim: Which is on your time, so, I just want to get these differences out there. So why don’t you talk a little bit about attorney mediators?

People that are attorneys and then they also offer mediation services at that litigation mindset?

Lisa: Well, like I said the mediation process is starting to kind of have a researching.  It’s a little bit of a rebirth because like I said it’s never really gone away.

It’s just our particular culture has kind of smashed it down because of our different way of looking at things. It’s coming back.

Attorneys are very aware that that’s something that maybe a little bit of a competition for them because they want to keep that adversarial.

They want to drag these cases out. They want to have all of these billed hours. That’s why they went to law school.

So they see mediation let’s say, ‘That is something maybe I can do as part of my law practice. I can add that for a little bit more income and then give people the peace of mind.’

Oh yes, I’ve heard about mediation. And I know you’ve read about it. I offer that as well.

But the people are not getting the Peer Mediation process. They’re getting an attorney particularly a couple of weeks training and is going to try their best to represent people when in their mind it’s like, ‘No, he should be doing that.’ ‘No, she should be doing that.’ ‘No, he should not be giving in to that.’

And they’re very directive.

Tim: So what kind of issues would come from that? Why is that not probably the best way of mediating?

Lisa: Well, ideally obviously you can’t be completely neutral. I’ve had cases where I’ve related more of some it’s not always to the wife, sometimes I relate more to the husband and think ‘What is her problem? She is being so unreasonable.’

And sometimes you can even say that to the person saying, ‘You know what it feels to me like you were kind putting obstacles in the way it is. And what is it that you’re really wanting right now?’

Tim: What’s the real thing?

Lisa: ‘What’s going on with you?’ And you can take them and separate them and not have the other person and say, ‘We’ve kind of come to a stand still. Let’s hear what’s going on with you. What is so important that about the set of spoons that we’re going to take two sessions on the set of spoons?’

You want to figure out what’s the underlined cause.

Tim: It’s not about the spoons. There’s something out there.

Lisa: It’s not about the spoons, it never is.

Tim: I needed a Master’s Degree in Psychology?

Lisa: In Psychology.

Tim: So you probably can pick up on these things?

Lisa: It’s a different background. And I think definitely the attorney’s are not going to want to take the time.

I had an attorney. I got tune up pretty well in the training and he said, ‘As soon as the wife starts crying and they start going at it, I get up and I walk down the hall and talk to somebody until I can hear it’s quieting down.’

He’s like, ‘I don’t want to deal with that.’

Tim: Isn’t that at the point where someone really needs to be in the room?

Lisa: Yes.

Tim: Like that should be the opposite?

Lisa: Yes. And that’s the mediator’s job. As a neutral party I’m here for both of you.

Yes, sometimes you’re being a pain and you’re kind of dragging the process down. Yes and sometimes it’s the other party. And you can sometimes call them out on that.

But we want to bring the level of contention down. That’s the only way because I think we’ve had conversations before you say people make the worst decisions when they’re emotionally charged.

Tim: Right.

Lisa: They don’t make good decisions. So a lot of times a whole session will be letting them bend these emotions in a safe room where they feel like they can be heard.

The other person is respectful, doesn’t interrupt, attorneys just don’t know that process. And they don’t have the patience to go through that kind of thing.

Tim: So folks are having difficulty communicating. They hire an attorney mediator to mediate for them.

And they get to the point where they’re having trouble talking which is exactly why they hire them for. They get up and walk away.

Lisa: Right.

Tim: So—

Lisa: You let me know when you’re done and we’ll get back to crunching the numbers.

Tim: Yes.

Lisa: Because they just want the process to get done. And they just want to kind of assure people assure the public we know mediations of another process and we’ve read about it and we offer that as well.

But there’s no way that it can be the same kind of process, it’s just litigation.

Tim: The mindset.

Lisa: For both of them.

Tim: By the way when the attorney gets up to go and talk down the hall while you’re arguing you’re still getting billed.

Lisa: They’re billing you.

Tim: Yes.

Lisa: They’re billing you. Point six, point five.

Tim: Okay, so finally on non-attorney mediations. So with your services we’ve talked about the court and how that doesn’t seem very ideal, attorney litigation mindset. And now with yours how is that work to in comparison?

Lisa: Okay. That’s –

Tim: Though we’ve talked about it a little bit.

Lisa: And this is such a great opportunity because it’s like you said people just aren’t aware that this is an option for them.

They feel like we can get our ties and go to work. Okay, we’ve heard about this mediation process. Okay, my attorney offers mediation and they feel like that’s their only other option.

And it maybe is a better process than litigation but the mediator you’re working with is still looking ahead to thinking well probably end up in litigation anyway. And so that’s a kind of the end game.

When you’re coming from a completely different background and I’ve met other mediators from like family therapist are taking on mediation because they have seen the after Math of what happens to families.

And they’ve had to deal with that. And now they’re trying to prevent all of that chaos and disaster and destruction by offering mediation services which I think is a great background.

But a lot of times they feel like they need to partner up with an attorney to make themselves legitimate and then the process kind of gets tainted again by that attorney fee set up the litigation mindset and it kind of goes off track just a little bit.

But as far as finding a mediator that fits and it has to be a good fit. You have to feel comfortable with the person. You have to trust them.

You have to feel like okay this person is listening to me. This person I don’t feel like it’s going to take my husband side or my wife side in this. I think that’s a worry for some people how are you going to be or how are you going to go take her side on this.

Tim: Sure.

Lisa: Are you going to feel like she’s right and I am wrong. And I mean that’s a worry nobody can be really in partial.

But as a mediator that’s our job. It’s to do that the best we can.

Tim: Right.

Lisa: I have a websites lsrmediation.com. I am on a lot of different mediation organizational sites, mediate.com and Southern California Mediation Association and there’s couple of other ones.

And when you look for a mediator those are great resources because a lot of times they are private mediation firms that don’t have that attorney background.

And there’s more and more of us coming because we love, we’re passionate about the process. We want to bring peace especially in the Divorce situation.

We want to bring peace to these families and really save a lot of heartache. And so we’re trying to focus and educate the public.

Tim: Right.

Lisa: About these options that we’re out there.

Tim: That’s why we’re doing this today.

Lisa: Yes.

Tim: Yes, to let people know that mediation exists and what they can do.

So how does the law work in relationship to mediation? Because people want to know what’s the law say? What’s the law on this? You need kind of a foundation of what the rule is to make a good informed decision?

Lisa: Right. Yes.

Tim: Let’s say there is going to be an issue with spousal support let’s say, what is the law say? Okay, it’s a long term marriage of how much should be paid—

Lisa: There’s a lot of numbers —

Tim: What would the court say because they need to know what might happen in court perhaps to know maybe they should get spousal support for life but you’re in mediation and they agree to one year.

Lisa: Right.

Tim: Because they didn’t know the law said they could get it for life. That’s just a scenario.

So as a none-attorney mediator and unlike me I’m unable to give legal advice, in mediation how do you deal with that?

Lisa: That’s a good question and that was something that’s as I’ve set through this different trainings, I’m worried because you want to give your clients the best possible care. Like an attorney you’re held up to a standard now.

This time mediation is not licensed. They’re coming closer and closer to that possibility and they’re setting more and more firm guidelines as to how a mediator should behave as a professional which is nice.

It’s always nice for public…

Tim: Sure.

Lisa: …to have these guidelines. As a non-attorney mediator like I said I can’t draft a legal document, I can’t give legal advice but to give you the best possible care and give you those option it’s I always recommend before even during our first consultation that you find an attorney that you trust that you can asked these questions.

And I also worked with family attorneys that I can call on their behalf when they have these questions. And ask those questions for them.

And we’ve worked out fee, terms between the two of us, consultation fees but they need to know what the court says even if they decide to opt against the court.

Tim: Right.

Lisa: Especially when there’s many involved they need to know like you said, what is the DissoMaster? How does that work?

There’s so many different options and I say of course I think it’s a really good idea if you can consult with an attorney.

But I want to reiterate and remind you that this is your agreement and it should be up to you and not them.

Tim: So do you recommend that they consult with an attorney before they mediate or after –

Lisa: You can do it during the process, the first thing I ask is if they’ve talked to an attorney? If they have any kind of representation, I have a referral list of attorneys that I’ve trust and that know me but I give them financial consultants.

I have attorney, I have definitely your company on there as well which I think they should go directly to but you can’t give legal advice either.

Tim: Right.

Lisa: You can just get everything ready for them so that we can get it to the court when it’s finished.

And the attorneys that I have on my list are ones that don’t nickel and dime and they’re willing to talk to them on the phone and answer questions without billing them, without asking for a retainer, without any of these things.

Tim: There’s not many of those.

Lisa: They’re not many of those. And I think they’re just on my list.

Tim: Yes.

Lisa: That is important to me to have clients have that available to them because it is important that they know their options and that they don’t feel like they signed an agreement and came to an agreement ignorantly and didn’t know.

Tim: Right! Or goes down the road and say, ‘Wait a minute–’

Lisa: ‘I should have known.’ Right!

Tim: Yes.

Lisa:  Right, so that’s definitely not something I want.

Tim: So kind of the ideal scene would that’s how I kind of see things. They maybe come to our services and what I try and tell people is most of what we do is amicable cases where they already know from the most part what they want.

But they don’t have to have all the agreements. And the reason I want to get this information out there is people don’t need attorneys even if they’re not in agreement.

Lisa: Right.

Tim: You don’t have to run through an attorney because you don’t have an agreement. You can use our service.

We can get the paperwork started for and get that process moving with the courts. We’ll move forward and work with you towards the end. And let you know about the agreements.

And if you have struggles and problems, that’s when you would call a mediator to get those little things, ironed out.

Lisa: Right.

Tim: And once those agreements are drafted and you guys agreed to what the terms are going to be, simply they come back to us. And then we put that on the legal documents –

Lisa: Right.

Tim: …for the court and that gets submitted to the court. And that’s honestly how easy it can be instead of hiring an attorney to do all these things.

Because once you have attorney what automatically happens is your spouse is going to get an attorney and because –

Lisa: And that’s when the adversarial process steps in.

Tim: Because it’s adversarial, they have to defend and fight for you. It’s automatically things that you won’t agreed upon are probably going to go away.

Lisa: Right. They dissolved.

Tim: They’re going to bring up new issues and new problems and all that. So hopefully by us doing this video people will watch this.

Lisa: Right.

Tim: And say, ‘Wow! There’s this new way of doing things.’ It’s not really new. It’s thousands of years old.

Lisa: But new to our society for sure.

Tim: Yes. And I don’t want to say steal away business from attorneys. We want to give them the assistance they really needed.

They won’t need litigation—

Lisa: And you know in Family Law especially, now there are areas where attorneys are extremely beneficial to people in businesses in tax areas.

These are areas where you, that’s probably where I would send you first.

But when there’s a Divorce, when there’s difficult family decisions to make, when there’s kids that are sad and upset and they don’t know what’s going on, attorneys make it worst 99% of the time.

And the court system is not where you want to have your family. You don’t want to spend your time and your money when at the end you’ve lost your shirt, you’ve lost your sanity and things are a hundred times worst than they were at the beginning of it.

Tim: Now it takes two though where there are certainly cases Divorce cases that there’s no way it’s not going to an attorney.

Lisa: Right.

Tim: People hiding assets.

Lisa: Oh yes!

Tim: Domestic violence, I mean—

Lisa: And those issues come up that’s when I terminate mediation.

Tim: Yes.

Lisa: I mean not everything can be mediated.

Tim: Right.

Lisa: Unfortunately I would love to think so. But when those issues come up and those were on my intake questions when I talked to people in the phone, I asked very specific questions about domestic violence.

Tim: Yes.

Lisa: And about what types of financial issues are you having? Those are the things that need to be straightened out.

Those can’t just be you can’t come in and just smoothen it all over and say, ‘Oh, we’re all going to hold hands now and just we’re going to agree on everything.’

That’s something that really needs the professionals, the legal professionals to step in.

Tim: Right. So attorneys are there for those who need it in their cases. We’re not here to say that no one should be using an attorney.

Lisa: No!

Tim: Because when there’s people hiding assets and doing those types of things and not playing fair.

Lisa: No, you really need that one—

Tim: The only way or they have a business and they’re hiding assets.

Lisa: Definitely!

Tim: They’re not showing their true income or you need business evaluations, these are things where attorneys would be needed. But that’s the very far and very few in between.

Lisa: Yes, they’re not many like that.

Tim: 90% 95% of the cases are no attorney involvement.

Lisa: Right.

Tim: Definitely, they have some professional services like ours preparing their documents.

They probably have some assistance with coming to agreements. And but outside of that they can save a ton of money.

Lisa: Yes.

Tim: They can get through it and still have somewhat of relationship with their spouse or their ex-spouse.

Lisa: Right.

Tim: Former spouse.

Lisa: Co-parents, oh yeah!

Tim: Co-parents, that’s particularly important with kids.

Lisa: Yes.

Tim: So ideally document preparation with us, mediation with you that should solve things after you put together the agreements.

They could go to independent attorneys for consultation and say, ‘Take a look at those agreements.’

Lisa: Check it out and I encourage that.

Tim: ‘Take a look at this agreement, does it seem fair? And then let them tell you what the plus and minuses are of it—‘

Lisa: And come back and we can talk about it for sure.

Tim: You come back and talk about that. Now don’t hire the attorney. Just go on a consultation. I’ve always try to help people and save money.

Lisa: Yes, you don’t have to

Tim: Pay for a one hour consultation and let them review it. So Lisa would have put together the agreements.

I would put them on to the actual judgment documents for the court. And then you could take them before we file it with the court, you sign it, the attorney can review it and –

Lisa: And I definitely encourage before you sign anything and make anything and send anything in to court, I want everyone to feel comfortable.

And because of our society and the way that we feel about our court systems and give them so much authority it gives people a peace of mind to know ‘Okay, my legal person said that this is a fair agreement.’

Tim: Right.

Lisa: And of course they’re going to ask and look at it and maybe say, ‘I don’t know. Did you really agree to that?’

And that something that you can come back and then talk about it if that’s something that you’re not completely settled.

I don’t want you to sign anything if you have any kind of reservations. That’s I’m not going to make you do that.

Tim: Very good.  I think we covered quite a bit. Is there anything else we need to touch on?

Lisa: I can’t think of anything else. No I just appreciate the opportunity to be able to let people know about this and I think this is a good combo for like you said…

Tim: Absolutely.

Lisa:  The majority of the Divorce is that you’re going on out there…

Tim: Yes.

Lisa: It’s just money saver, time saver and sanity saver for you.

Tim: Yes, I’m so excited to find you because I had nowhere to send folks that need mediation services. I was to send them out of town.

Lisa: Yes. It’s nice to keep things in and about.

Tim: It is. So why don’t you one last time Lisa Scholz in your website and where is the best way they can contact you?

Lisa: Well, okay, well I have a business phone number. I have an office on Magic Mountain, Parkway.

And my business phone number is 661-481-2202. And they can reach me no matter where I am.

And my email address or my website is lsrmediation.com and I’m combining everything. So that is –

Tim: And your email is lsrmediation@yahoo.com.

Lisa: @yahoo.com

Tim: .com

Lisa: So yes, it’s easy because my name is in everything.

Tim: Yes.

Lisa: And like I said, I check my emails every evening. And it’s on your schedule. So—

Tim: Free consultations.

Lisa: Yes!

Tim: You got to take advantage of that and make sure to give her a call. And definitely I’ve already sent some clients through your way. I don’t know if you got any calls or not?

Lisa: I’ve gotten a couple and like I said I check my emails

Tim: Yes.

Lisa: It was in the evenings so it’s just —

Tim: Very good and that helps my business. If I with confidence can get people and they say, ‘Tim, we have no agreements at all. We have no agreements. Can we use your service?’

‘Yes, because I can refer you at to mediation.’

Lisa: Yes, to get those agreements.

Tim: To get those agreements.

Lisa: Perfect!

Tim: And that’s a beautiful thing.

Lisa: Good!

Tom: We also give free consultations. Give us a call and we’ll let you know if you’re a good fit for our service.

You can call Lisa if you have questions about Mediation. Other than that Divorce661.com is my website.

We’re on YouTube. We have silver outlets, live podcast and broadcasting just trying to get that—

Lisa: Great, I like all those stuff.

Tim: All these informations out there to folks and kind of pull the curtain back on how Divorce works here in California.

Lisa: Good.

Tim: So thanks so much for coming.

Lisa: Thanks for having me.

Tim: Alright!

Affordable Divorce Service In Torrance, CA Divorce Paralegal

Affordable Divorce Service In Torrance, CA Divorce Paralegal

Talking about Affordable Divorce Services in Torrance, California, that’s my specialty. Specializing in preparing Divorce cases in Torrance and we are that affordable Divorce Service you’ve been looking for.

We are a full service Divorce Document Preparation Firm in Torrance which means we fill out the forms, we go down to Torrance Court House and we’ll file them.

We’ll get your case number issued. We’ll serve them. All the financial disclosures and we’ll prepare all your agreements.

You need help with your agreements we can set you up with Mediation Services to help you and your spouse come up with those agreements.

And then put those down on the judgment forms and get things filed.

Now we are a neutral third party so the flat fees you’ll see on our website at Divorce661.com on our pricing page is to help you both and your spouse all the way through aside from additional services you may need such as Mediation and things like that.

So call us. I’d like to provide a free consultation over the phone with you if you’re going through Divorce in Torrance.

And if you’re looking saving some money, you’re looking something that’s a little bit less expensive and more affordable than having to hire an attorney, please give me a call.

We’re handling cases all throughout California. We’ve become the go-to company and firm for Divorce Document Preparation and we provide that full service process so you can go on with your life.

You don’t have to figure out what forms to fill out. You won’t have to go down the Court House. And we’ll just keep things nice and amicable and get you both through the process so you guys are happy.

When we get your Divorce completed you guys are still friendly and can at least hopefully talk to each other especially if you have kids.

So call us, free consultation. The number is on your screen. I’d love to help you with your Divorce in Torrance.

 

Paralegal Divorce Service Santa Monica, CA

Paralegal Divorce Service Santa Monica, CA

I want to talk to you about our Paralegal Divorce Service here in Santa Monica.

We’re a full service Divorce Document Preparation Firm that specializes only in Divorce and we do serve the Santa Monica California area.

And I want to let you know a little bit about what we can do for you. So we are a full service Divorce Paralegal Firm.


That means we will do all the paperwork for you. We fill out all the forms. We’ll go down the court for you. We’ll file them.

We’ll serve them. We’ll do all of the court procedure, all the processes, we have all the paperwork, we have all the software that attorneys have and that the courts have.

We have everything here to get your Divorce completed. The benefit obviously is that we’re much more cost effective and that we are not a law firm.

Now people sometimes ask, ‘Well, Tim this isn’t necessarily uncontested and we don’t have all the agreements.’ and that’s fine.

You don’t have to have all your agreements in place to file for Divorce.

If you have difficulty in coming up with your agreements of your Divorce, we can simply help you with setting you up with some Mediation Services.

Have someone sit down with you and talk to you about how can you come to an agreement on the terms of your Divorce.

And that way you can come back to us and we’ll wrap things up and you can avoid having to hire an attorney and spending that extra money.

So we definitely recommend our Paralegal Service in Santa Monica. We have become the go-to folks in Divorce in all of California not just in Santa Monica area.

So give us a call, free consultation and talk about the specifics of your case. Make sure it’s a case that we can handle for you.

And then we’ll take care of your business when you’re ready to get started.

Check out our Divorce Paralegal Service in Santa Monica. We have tons of information on our website.

And again just give us a call. It’s probably the easiest thing to do. Talk to you about the pricing. We do have affordable, flat fee pricing.

We can even help you with saving some monies in the court fees in some cases.

So give us a call I’d be happy to help you out.

Divorce And Real Estate With Connor MacIvor

Divorce And Real Estate With Connor MacIvor

Tim: Alright, this is Tim Blankenship and we are here live with Connor MacIvor. This is our fifth live broadcast.

Connor: Oh, very good!

Tim: And we almost got things wired pretty well. So today we’re talking Real Estate and Divorce.

And I’ve wrote down some questions even for you. And I have some very cool slides. We wanted to share it with everyone.

So let’s take a look. How about that?

Connor: That’s awesome! I appreciate you have me on your show.

Tim: Yes.

Connor: …as well this is such an important topic especially with what you do for a living and what we do as a living.

This comes up and it’s a painful process a lot of the time.

Tim: Yes.

Connor: Very few times is it easy.

Tim: Yes, and if you have property and you have Real Estate and you’re getting Divorce it has to be dealt with.

Connor: Yes.

Tim: In the Divorce one way or another. So I wanted to get these types of videos out there so people know what options they have.

Because usually when they call us they have no idea. The first time let’s say they realized they have to do something is actually call our office and start the services with us.

Connor: Plus a lot of times something that’s interesting to know as well it’s like buying a new car. You go out. You go to the dealership.

You find the car you like. You test drive. You take it out. Prior to that, you’ve probably never seen that car much at all.

After you buy it it’s everywhere.

Tim: Right.

Connor: Everybody has most cars. The same thing when you’re starting to go through the process of Divorce everybody now becomes an expert.

They may have never been Divorced but all of the sudden you’re getting all these information. You got to do this. You got to do that.

This is what you need to talk to this. This is what you need to do. And in essence a lot of people get mislead that way.

Tim: That’s probably the one the biggest challenge that we faces in all aspect of the Divorce is people talking to friends.

We’ve been through the Divorce process or haven’t like you’ve said, and giving them pointers or kind of put things in their head. It kept stirring the pot sometimes.

So you probably do a lot of Real Estate? You’ve been doing this a long time?

Connor: Yes. We got in 1998. So that’s when we started. I started in a couple different smaller brokerages when I’m down in San Fernando Valley.

I was a full time cop at that time. Paris my partner in Real Estate came about the following year.

So 1999 and she settled with Cola Banker for a little while and then REMAX is where we both been since–

Tim: Forever?

Connor: 1999 or 2000 so as far as, do we sell a lot? We’re top 5, top 10.

Tim: Yes.

Connor: It’s just going to depend on month, time of year, number of foreclosings.

Tim: Sure.

Connor: As far as Divorce goes this is something that coming from the background of law enforcement, there’s a lot of Divorce there.

A lot of Divorce amongst attorneys, a lot of Divorce amongst contractors and sheriffs, so—

Connor: Yes, we’ve dealt with that for sure.

 

 

How To Split Proceeds Of Home Sale During Divorce In California

How To Split Proceeds Of Home Sale During Divorce In California

If you are going through a divorce and own a home, you are going to have to decide to sell or buy the other person out.  If you decide to sell, there are ways you can split the proceeds from the sale of your home during divorce to protect yourself.

Tim: Yes, I had a client of ours who is selling their house, going through Divorce and the concern was how is the check going to be dispersed?

Is it going to go in our joint account? What if my spouse gets through to it first and takes it all out? Is there a way of dispersing the money from the sale to separate accounts or can it be, how can that be?

Connor: That’s a part of the mutual agreement.

Tim: Okay.

Connor: With Escrow, typically, how it’s normally done is both. And it’s going to depend if there’s a Court Decree in place, excuse me.

A Court Decree can label an Escrow account when the money goes in and separate and then it’s divided up by the court whatever the pre-arrangements maybe.

Let’s say it’s one of these easier Divorces, if you can even say that then at Escrow they can drop an instruction where if it’s a 50% split or 30-70 or 60-40 or whatever it maybe, then that particular once it closes after the funds is going to record, then as soon as those funds would typically get diverse.

First by check, they would be wired or separate checks mailed or –

Tim: There’s a way to deal with that?

Connor: Absolutely!

Tim: That’s good.

Divorce Paralegal Or Divorce Lawyer | Santa Monica, CA

Divorce Paralegal Or Divorce Lawyer | Santa Monica, CA

Most people do not need a divorce lawyer when filing their divorce in Santa Monica, CA.  Santa Monica Divorce Lawyers are only needed when you need legal advice or representation in court.  We are a full service divorce paralegal firm serving Santa Monica, CA and can do everything a Santa Monica Divorce Lawyer can do except give legal advice and represent you in court.

Most divorce cases in Santa Monica, don’t require a Santa Monica divorce lawyer.  We assist clients with their divorce in Santa Monica, CA and can help your complete your entire Santa Monica Divorce case from start to finish.

Hi, if you’re looking for a Divorce Attorney in Santa Monica, I want to let you know that you have some additional resources you may not have thought about that might be suitable for your Divorce.

We’re not a law firm. We’re not attorneys. We are what it’s called a Divorce Paralegal Firm also known as Legal Document Assistance.

And we’re here to provide more affordable services, non-attorney services but we do fill out all the paperwork for you.

We do everything a law firm does for you except give legal advice and represent you in court.

So the reason I bring this up is we want people to be more aware that in Santa Monica if you’re going through Divorce there are other Divorce Paralegal Or Divorce Lawyer | Santa Monica, CA.

You can call our offices. We handle the Santa Monica Court House. We will fill out all the forms just like an attorney will.

We’ll file them. We’ll get your case number. We’ll go down to the court house for you so you don’t have to.

We’ll get the case number issued. We will serve your spouse. We will do all the financial disclosures and prepare all your agreements.

Now we do these in a neutral fashion because we’re not a law firm. And because we’re not attorneys we can work with both of you and your spouse.

So just think about how much money you can save if you have one firm assisting both parties in a neutral fashion preparing all the paperwork for both parties.

And even if you think, ‘Well, Tim we don’t have an agreement yet. And we probably we may need an attorney.’

That’s fine. Use our service just to fill out all the paperwork. Let’s get all your financial disclosures done and then you have options.

You’ve got to the point where all the paperwork is done with the court. Why spend money on an attorney at $300-$400 an hour to have them draft paperwork?

Let us do that for a flat fee we charge. And then if you have to move on with attorneys then that’s great.  But maybe you won’t because in fact there are other options such as mediation which we can help you with.

And help you guys mediate your Divorce, sit down, neutral third party and help you work out the agreements.

Talk about the real issues and get some agreements in place, so, it’s far better than hiring an attorney.

So if you’re looking for Santa Monica Divorce Attorneys, it’s probably why you came upon this video. I want to just get out in front of people looking for attorneys and say, ‘Hey, wait a minute. Give us a call. We might be able to help you.’ even if you will say, ‘Well Tim, I need an attorney.’

No matter what let us do that initial paperwork.

Let us save some money up to that point so if you do need an attorney at least you’ve gone through the point where that $3,000 or $4,000 maybe $5,000 you would have spend up to that point with them doing the same thing we’re doing for you for a couple hundred bucks.

You can use that money for litigation or for mediation services or something along those lines.

Give us a call. Free consultation, let us talk specifically about the issues that you have and then we’ll see if we can move forward and assist you with your Divorce in Santa Monica.

Divorce Attorney Alternative Santa Monica, CA

Divorce Attorney Alternative Santa Monica, CA

We are a full service divorce paralegal firm serving Santa Monica, CA and are a divorce attorney alternative for your divorce in Santa Monica.  We take care of your entire Santa Monica Divorce including filling out all the forms, filing them with the Santa Monica Divorce Court, preparing all necessary financial disclosures and preparing your final divorce agreements.

We have all the forms and software Santa Monica divorce attorneys have and the Santa Monica divorce court system.

If you hare looking for a divorce attorney alternative in Santa Monica, CA, please give us a call.  We are an affordable alternative to hiring an attorney for your divorce in Santa Monica.

Today we’re talking to the folks in Santa Monica in California about our Divorce Attorney Alternative Service. And that was in mouthful.

So what we are? We are a non-law firm. We’re a Divorce Paralegal Firm. So we are the attorney alternative to going through Divorce in Santa Monica.

So we’re looking for folks who have an Amicable Divorce, so, they’re going to work with their spouse to come up with the agreements outside of court.

And you just need assistance with some of the paperwork and maybe you need assistance with coming to agreements, and you need some assistance with understanding the process of going through a Divorce.

And I’ll tell you what; we get a lot of calls from Santa Monica just because there’s a court house in the area and people want to know what’s the process, how does it work.

That’s some frequently asked questions that we get on a daily basis. And people are usually looking for a way to save money on their Divorce.

And being that we are an Attorney Alternative Service, we are that affordable, flat fee pricing business.

You can go to our website at Divorce661.com and go right to our pricing page. And you’ll see that we have our pricing right there on the website.

It’s a flat fee. It’s affordable. We can help you in some cases avoid having to pay some of the court fees but give us a call because we only specialize in Divorce.

And we do have services in Santa Monica area. We have made this as a specialty of ours. And we’d love to help you explain the process.

You can give us a call. We have a free consultation. And you can use us to prepare all your documents for both you and your spouse as we are a neutral third party.

And we’ll do everything from start to finish. From filling up the forms, we’ll go down to Santa Monica court house and file them, the service, all the financial disclosures, we’ll take care of all the agreements.

We have all the courts software and forms that the courts have and attorneys have.

So you probably won’t need any other service other than ours, if you’re able to come up with agreements with your spouse, otherwise, we’ll set you up with some mediation that’s also affordable, get those agreements in place, get that documented on the appropriate court forms and submit your case.

I just want to let you know about Attorney Alternative Service in Santa Monica. Give us a call when you’re ready.

Attorney Referred Divorce Paralegal Firm In Santa Monica, CA

Attorney Referred Divorce Paralegal Firm In Santa Monica, CA

When looking for a divorce paralegal firm in Santa Monica, CA to assist you with your divorce, why not use a divorce paralegal firm who is trusted by attorneys.  We have a great relationship with attorneys and they trust and refer clients to us on a regular basis.

We have become the attorney recommended Paralegal Firm in all of Los Angeles county for that matter.

We’ve actually become the go-to place for Divorce in all of California. We have clients all throughout California and assist people with Divorce.

But specifically in Santa Monica, we have been referred by attorneys in Santa Monica and other law firms throughout Los Angeles area in California.

People are now referring to us where if an attorney is getting a call and then if someone can’t afford their services or if they have had a client that they’ve been helping and then they’ve ran out of money and then no longer can afford attorney, they’re referring that type of business to us.

So we’re getting a lot of attorney referrals for Divorce. People that can’t afford attorney service or ran out of money or maybe don’t just want to spend the money, they’re being referred to us.

And that says something about our business for an attorney who does Divorce too then refer to us to handle either their clients that can no longer afford their services or just refer in general because they don’t want to spend their money or don’t have the money.

We’re glad that attorneys feel comfortable sending their clients or sending people they’ve spoken to and referring them to our Divorce Paralegal Firm.

So I think it says speaks volume for the level of service that we provide. In fact we even have had attorneys call us who don’t necessarily handle Divorces but they do want to get in to Divorce business or start handling Divorce cases and they’re taking our clients and they’re asking us if we’ll handle the paperwork for them.

So you can imagine, and I won’t bring up names but attorneys are taking your money and then they’re calling us having us to do the work or asking us to.

We haven’t decided whether we’re going to do that or not but they’re asking us to prepare the paperwork while they’re collecting the high fees and billing us out at a different rate.

So, no, I don’t think that’s something we’re going to do because our objective is save people money. And that’s not saving people money.

If you don’t need an attorney, you should be coming direct to us. We can have a direct client relationship with you because we’re licensed and bonded to do that stuff for you.

Going through Divorce in Santa Monica or anywhere in California for that matter, Los Angeles area or any county in California, let us help you save some money.

And your attorneys are referring to us anyways might as well come on over and save some money.

Go to our website at Divorce661.com, our pricing page is right there, flat fees, affordable. Let me help you out and save you some money.

We are neutral. We work with both parties. So that’s your total cost aside from your court fees.

661-281-0266, you don’t have to come to our office. But we will certainly file in your local court house.

Do you Really Need A Divorce Lawyer In Santa Monica

Do you Really Need A Divorce Lawyer In Santa Monica

What people need to know is less than 10% of the people who go through Divorce in Santa Monica and in California, these are the generalities but less than 10% of people actually need an attorney for their Divorce but people don’t know that there other services out there that can help them.

People sit here that ‘Well, I’m going to go through Divorce.’ The next out of their mouth is attorney.

So people are always looking for a Divorce attorney but they don’t know that there are services like mine businesses like mine that provide full service Divorce Paralegal Services can do everything an attorney can.

All the paperwork, go to court, fill out forms, file them, serve them. All the processes and procedures the court requires, all the financial disclosures, we can take care of all of that.

The only thing we do differently than a law firm is we don’t give legal advice. And we don’t represent you in court.

So the idea is that you guys are working towards agreements. If you need assistance with that we can help you.

If you’re not able to come up with agreements on child custody, child support, spousal support we can have you talk with our mediation team.

And you can get some assistance with mediation come to an agreement still far better than hiring an attorney.

The only people that need an attorney are if people are hiding assets, could not be truthful and honest and are trying to take advantage of the other party we can’t really help those folks.

But if you’re trying to get through an amicable case, it doesn’t mean you have to like each other but you don’t want to go to court and you want to save money we’re definitely the people to help you in Santa Monica with your Divorce.

Give us a call, free consultation. We take care of everything from A-Z for you so you can move on with your life.

We can answer all the questions, help you with mediation services. And get your agreements in place. And get you guys Divorce.

You can move on with your life and still be friendly towards each other which is especially important if you have children.

661-281-0266 my name is Tim Blankenship, free consultation. Let’s talk about the specifics of your case.

Make sure you’re a good fit for our company. And we’ll talk to you when you’re ready to get started.

California Divorce & Real Estate – Important Issues To Consider

California Divorce & Real Estate – Important Issues To Consider

In this interview we talk about all the things you will want to consider when going through a divorce and what to do with your home or other real estate.

We talk about important issues related to Divorce and Real Estate such as:

  • When to consult with a Real Estate Agent during divorce
  • How to agree on a Realtor of choice when getting divorced
  • Is using two Realtor’s a good idea during divorce
  • Selling your home at a date after divorce
  • How to split proceeds of a home sale during divorce
  • and much more…

Tim: Alright, this is Tim Blankenship and we are here live with Connor MacIVOR. Let me put my mic on. This is our fifth live broadcast.

Connor: Oh, very good!

Tim: And we almost got things wired pretty well. So today we’re talking Real Estate and Divorce.

And I’ve wrote down some questions even for you. And I have some very cool slides. We wanted to share it with everyone.

So let’s take a look. How about that?

Connor: That’s awesome! I appreciate you have me on your show.

Tim: Yes.

Connor: …as well this is such an important topic especially with what you do for a living and what we do as a living.

This comes up and it’s a painful process a lot of the time.

Tim: Yes.

Connor: Very few times is it easy.

Tim: Yes, and if you have property and you have Real Estate and you’re getting Divorce it has to be dealt with.

Connor: Yes.

Tim: In the Divorce one way or another. So I wanted to get these types of videos out there so people know what options they have.

Because usually when they call us they have no idea. The first time let’s say they realized they have to do something is actually call our office and start the services with us.

Connor: Plus a lot of times something that’s interesting to know as well it’s like buying a new car. You go out. You go to the dealership.

You find the car you like. You test drive. You take it out. Prior to that, you’ve probably never seen that car much at all.

After you buy it it’s everywhere.

Tim: Right.

Connor: Everybody has most cars. The same thing when you’re starting to go through the process of Divorce everybody now becomes an expert.

They may have never been Divorced but all of the sudden you’re getting all these information. You got to do this. You got to do that.

This is what you need to talk to this. This is what you need to do. And in essence a lot of people get mislead that way.

Tim: That’s probably the one the biggest challenge that we faces in all aspect of the Divorce is people talking to friends.

We’ve been through the Divorce process or haven’t like you’ve said, and giving them pointers or kind of put things in their head. It kept stirring the pot sometimes.

So you probably do a lot of Real Estate? You’ve been doing this a long time?

Connor: Yes. We got in 1998. So that’s when we started. I started in a couple different smaller brokerages when I’m down in San Fernando Valley.

I was a full time cop at that time. Paris my partner in Real Estate came about the following year.

So 1999 and she settled with Cola Banker for a little while and then REMAX is where we both been since–

Tim: Forever?

Connor: 1999 or 2000 so as far as, do we sell a lot? We’re top 5, top 10.

Tim: Yes.

Connor: It’s just going to depend on month, time of year, number of foreclosings.

Tim: Sure.

Connor: As far as Divorce goes this is something that coming from the background of law enforcement, there’s a lot of Divorce there.

A lot of Divorce amongst attorneys, a lot of Divorce amongst contractors and sheriffs, so—

Connor: Yes, we’ve dealt with that for sure.

Tim: Have you run into any common teams or aspects that people should be aware of? UCPD like, ‘Okay, this keeps happening.’

Connor: Yes.

Tim: That people like you can kind of give them heads up on.

Connor: Yes. One party usually is the saint but it’s usually not the person saying they’re the saint. So the other party’s usually the horrible one.

The more difficult one to deal with I should say. So that seems to be a very common thing.

People have their own perceptions of how they are. And with Real Estate, another common thing is blame.

So while you might have one party that just wants to get out and get away, you’re having the other party that wants to do everything they can.

They either forward the deal or mess it up or cause an issue with it. And even though at the beginning they said that’s how they wanted it to be.

Things change.

Tim: Yes.

Connor: You have time to think, you sit there and I’m going to afore that if somebody comes to us after we’ve gone through whatever it is to lease the property and get a market and speak with all parties, get mutual agreements.

Tim: Yes.

Connor: Even if somebody says, ‘You know we don’t want this to go through.’ It does take two people. It takes both.

Tim: Sure.

Connor: Unless the court says you have to or some other legal mechanism.

Tim: Right! So we have people that come to us not usually disagreeing. They know they have to get rid of the property one way or another.

It’s either to sell it, refinance it, or even someone staying in the home and keeping the current mortgage if they can’t refinance.

At least our clients, we’re doing more amicable style cases here as opposed to litigated cases. And they’re trying to work on it.

But sometimes they have questions like what are my options?

So I brought up some other slides here that I wanted to kind of just go over, see if this is going to cooperate. Go down and up, okay.

Connor: One of the things that we fight? I know we’ll probably get through this further in the conversation but when somebody is looking for a Real Estate Agent to handle their Divorce, there has to be a clearly laid out plan.

And it has to involve rules, rules that cannot be broken or sacrifice by neither party including a Real Estate Agent.

So these are actually written out rules. How are all the parties going to communicate?

How are they going to express themselves throughout the transaction? How are they going to come to an agreement?

Because it could be for example you put a property on the market and at a pre-agreed to price from both parties, let’s say $500,000 and then one of the party changes their mind and says, ‘We want more.’

Tim: Right.

Connor: So now we’re kind of stucked. So all of these things professional agents that know Divorce is going to have them written out.

And there’s going to be rules. And all parties have to sign it.

Tim: So you have specific agreement kind of between them?

Connor: Absolutely!

Tim: This is not a Real Estate form? This is something that you have them kind of –

Connor: Correct.

Tim: Which actually say, ‘This is what we agree to do.’

Connor: Absolutely!

Tim: Smart.

Connor: And even with the form, I mean ultimately, is going to hold up in court? Who knows? But at least it’s going to keep us out of harms way because on that form itself there are other methods that hold me accountable and my staff accountable too.

Tim: Right.

Connor: For example, in the attorney world and you were a cop for a long time and so on so as I that Ex-Parte Communication, the party is going and speaking with one another outside of everybody else’s ears when they shouldn’t be not speaking with those other parties, we establish that on this form that we have that our client signed that that’s not to take place.

If we’re all in agreement, I can’t accept the phone call from one of the sellers because it’ll takes two to get Divorced, right?

Tim: Right.

Connor: You can’t accept the phone call without having the other party involved. Even if it’s to ask me something that seems very innocent.

Tim: It’ll take one thing for them to say, ‘Oh, you’re talking to my spouse!’ and that’s it.

Connor: Done, yes. ‘Oh, I thought we had this agreement.’ and without the agreement all that stuff is null and void.

Tim: Yes.

Connor: So that’s why we have it all established that papers. So when we get to that point of process and it’s happened.

When somebody call, ‘Hey Connor, it’s Mr. Smith. I know you’re taking care of our Real Estate with regards to our house and our Divorce and such. But I just had a quick question.’

Well, Mrs. Smith now finds out that Mr. Smith talked to me. And I actually gave him an answer even something innocent that doesn’t have to do with anything, now that’s a violation of trust.

Tim: Right.

Connor: So it has to be put down on paper and everybody has to adhere to it.

Tim: I even heard of each spouse having a separate realtor. Have you heard of that?

Connor: I have.

Tim: It sounds like a nightmare.

Connor: It comes up. And again now you have and it makes a lot of sense in some cases depending on the relationships and how easy the break apart is going to be.

But yes, we encounter that where the Mrs. is going to have their own agent of representing them. And then the Mr. is going to have their own agent representing them.

And that now you have more chefs in the kitchen. It really creates a lot of drama which brings me to something important.

You need to find out the source. If you’re being referred to an agent, if you’re in the middle of the Divorce, you’ve been referred to by an agent and that agent is telling you and they’ll say, ‘Okay, this is the person that we need to use.’

I would ask straight up the person that I am divorcing from, I would say ‘Well, what’s your relationship with this person?’ because everybody is always concerned with somebody making more money.

If there’s a $150,000 profit after everything is finished in the Divorce, each spouse is always thinking at the back of their mind ‘I hope my Mr. isn’t taking me forgranted.’ or ‘My Mrs.—‘  because typically it’ll all comes down to money, I’m sure.

Tim: Usually with anything I mean money the spousal support, child support and all usually it has something to do with money.

Yes, I had a client of ours who is selling their house, going through Divorce and the concern was how is the check going to be dispersed?

Is it going to go in our joint account? What if my spouse gets through to it first and takes it all out? Is there a way of dispersing the money from the sale to separate accounts or can it be, how can that be?

Connor: That’s a part of the mutual agreement.

Tim: Okay.

Connor: With Escrow, typically, how it’s normally done is both. And it’s going to depend if there’s a Court Decree in place, excuse me.

A Court Decree can label an Escrow account when the money goes in and separate and then it’s divided up by the court whatever the pre-arrangements maybe.

Let’s say it’s one of these easier Divorces if you can even say that then at Escrow they can drop an instruction where if it’s a 50% split or 30-70 or 60-40 or whatever it maybe then that particular once it closes after the funds is going to record, then as soon as those funds would typically get diverse.

First by check, they would be wired or separate checks mailed or –

Tim: There’s a way to deal with that?

Connor: Absolutely!

Tim: That’s good. So one of the things I want to talk about today was the options people have when how to deal with their property when they’re going through Divorce.

What are their options and what are the plus and minuses of each? But the first thing, I want to talk about is consulting with the real estate agent.

That should probably something that is done early on in the process, right? Kind of get this information about a written agreement that’s fine they even know.

That’s great coming to an agreement and coming to the terms on appraisal or even deciding on an agent to use.

Connor: It’s funny a bankruptcy attorney said something really valuable when I was speaking with him and we just came out of this speed foreclosure short sale market.

And I asked him, I said, ‘So when should somebody call you like in your Paralegal Services with Divorce the same answer is going to apply, same with the Real Estate Agent, when should they call you?’

He said, ‘At the very first sleepless night. Whatever it is Divorce, Bankruptcy, issue with the house or the kids, that’s when they should first contact me.’

So at the very beginning whenever you’re speaking about Divorce that first sleepless night they should be making a few phone calls, talking to the Paralegal to get the Divorce started if in fact that’s what they decide.

And at least sitting down with an agent and getting a game plan together so they can explain to you how the process is going to play out. We’re not there at that initial meeting to sign.

Tim: Yes.

Connor: And a lot of times couples don’t want to be together. That’s another thing that should be asked by a Real Estate Agent because some of them they get together.

And it’s like throwing a chlorine and oil. I mean the thing just goes nuts and boils up and everything else.

Tim: Yes.

Connor: But yes, if that first sleepless is when they should at least one of the parties.

Tim: So early on the process is about where to go?

Connor: And then it’s going to be. And another thing too Tim is it’s not going to be a fast process because in that particular point they haven’t even decided.

Tim: Right!

Connor: And I would say probably 70% or 80% of that point aren’t even going to go with it, at least within the next year.

And there’s going to be periods of working that out and going to this sort of this honeymoon stage.

Tim: No!

Connor: Now we’re back in the same crap that we were before and he promised to change or she promised and so on.

Tim: Well, I’m glad you came out because part of what we do is making sure that the people that come to us have the information and resources available.

We bring up things that they probably don’t even know or something they need to think about. So if you do not want to file for Divorce you don’t need to do that.

But they haven’t thought about all the other things that are involved with this.

So selling their home or potential for needing mediation are all leading to Bankruptcy and all these things can kind of intertwined with.

It’s just depends on what’s going on. I’m so glad to have you as resource for folks who they can call and I can say, ‘Call Conner. Let’s talk about your options.’

You need to find out your appraisal informations and there are lots of stuff that has to go in to this in getting the agreements and all that.

So that’s it. I want to talk about the three options. I came up with three, I put three options and then I added the fourth.

So four options–

Connor: Excuse me.

Tim: They can either sell, right? They can refinance.

Connor: Okay.

Tim: They can keep their existing mortgage.

Connor: Right.

Tim: Right? One can kind of stay there and pay the existing mortgage and there’s reasons why they may want to do that.

Well, they can sell it at the later date. So maybe we can talk about each of these options. I kind of do the sliding for each one.

So selling your home during Divorce.

Connor: Important with that process is everybody again with each one of these potential outcomes that you’ve described here.

First part, of course, we need mutual agreement by all parties. If the parties can’t get together then we can talk to the party separately or maybe over the telephone together.

But everybody needs to hear what’s going to happen—

Tim: Right.

Connor: …on what the process is going to work. So as far as selling it only takes one signature from one of the parties to start the process.

However, to finish it both parties have to be in agreement. Both parties have to sign everything.

Tim: That’s assuming they’re both on the loan and on title?

Connor: Correct.

Tim: Correct?

Connor: Correct.

Tim: Now what if only one is on title?

Connor: It’s still going to come down to the loan.

Tim: So the loan depends on? So both can be in title if only one’s in the loan that you can sell it with one signature?

Connor: No, you still need both.

Tim: You still need both, either way it depends —

Connor: We’re going to look on title. That’s going to be the first thing. And I have to correct myself.

I apologize. However, title lender that is going to go contract. Those are the signatures we need.

Tim: Okay, so it’s title, not the loan?

Connor: I apologize, that’s correct.

Tim: Okay.

Connor: Now the other thing and this is interesting whenever you’re in Escrow or you start that process what I show on title could be different than what’s actually there.

And the only way to verify that is pulling something called preliminary title which is what Escrow does.

Tim: Okay.

Connor: They typically don’t do that until you’re a little bit deep into the process because it costs money.

Tim: Right.

Connor: And they want to kind of make sure. But if things change that addendums have to be drawn up establishing the other people that have to be a part of the contract and then they have to be spoken to as well.

Tim: Okay, sometimes selling the home and making that decision is their only option. They can’t refinance.

Maybe they don’t qualify. And that we’ll talk about those in the other slides.

Hopefully, there’s equity. And we had cases where there’s equity. We have cases where there’s no equity.

And they just have to short sale that and they fall into that other options of maybe just having them stay in the home.

It just sometimes it’s not up to their mutual agreement. It’s based upon their circumstances financially or otherwise.

So that’s option number one, selling the house. Option number two, we have refinancing your home during the Divorce.

What we find, we need to catch you up?

Connor: No.

Tim: Just from our perspective is two things. One spouse usually wants to stay in the home. But usually because of they have their kids and they want continuation of their kids—

Connor: School—

Tim: In the house and in the school and they’re trying to keep a little bit of normal scene.

But the issue they run into is, does that single parent have the financial ability to refinance in their name?

After one of the spouse wasn’t working obviously that’s not the case. If it’s the working spouse, perhaps they can qualify it for refinancing.

And of course taking into other factors that finances is available. There’s equity in the home and so forth as the negative equity scenario.

So that’s some of the things we come across where, ‘Tim, I want to keep the home but I can’t afford to refinance on my own.’

Stay in the home and the husband can make the mortgage payment or the spouse can make the mortgage payment you can get kind of convoluted.

So do you see those types of things from the transactions you’ve had?

Connor: It does happen quite a bit. And a lot the people that are purchasing houses there are two income deals.

So I have one of them trying to pull out and be able to take this house and have a refinance so the spouse’s name is nowhere in association with it.

A lot of times it’s an impossibility.

Tim: Right.

Connor: It can’t happen. And just like you stated which is really important, you need that equity there. You have to qualify for the whole deal.

Tim: Right.

Connor: All pie! So that’s refinancing, some do want to stay. A lot of times though, I would say 85-90% it just can’t happen?

Tim: So do I. So it’s going up in a sale?

Connor: Absolutely!

Tim: Most of the time?

Connor: The other I know, it might be, I don’t know if we can talk about it here maybe part of one of your sides but some of them also think about renting the property out or leasing the property.

Tim: Okay.

Connor: And but again when that comes to the play, we can help you with that. But usually in Divorce people just want to break.

I mean they want to get that thing cut right down the sooner they wanted and just move on. Now you have a property.

Now you have to still communicate with the ex and discuss issues pertaining to property, rather than paying rents, is there damage in the property, is the lawn dying,  did they move pets in there when they weren’t supposed to, lots of things.

So that comes up too. But again, we’re there just like you are there to serve the clients.

And also believe what they want to get but they need to go in armed with all the knowledge.

Tim: Yes, that makes sense. In refinancing if one party is going to stay in the home, refinancing is probably their best option?

Because sort of that if you’re on both parties are on the loan, both parties are on title and you give that property to your spouse and they’re going to live in refinancing, if they don’t you’re still entitled.

You’re still on the loan. And if the default, I mean you’re going to go down with them.

Connor: Absolutely!

Tim: Right, because you’re still entitled to the property. One thing I’d like to add to that real quick is the agreements that you make with the court, let’s say you get a court order, you guys come to an agreement that spouse is going to keep the house.

And you’re not going to refinance because it’s not possible. And the default on the loan, you can’t take your court agreement that is signed by the judge and say, ‘Look Bank of America, I don’t have—and your lives are actually more–

Connor: ‘I’m free and clear because the judge said it.’

Tim: Right.

Connor: So now this isn’t going to impact me when I want to go out there and buy something out, yes!

Tim: It doesn’t work that way. So despite the agreement you have with your spouse in the court and the judge signed off on it.

Connor: The same thing with a quick claim deed.

Tim: It’s going along.

Connor: Yes, other people and that’s another thing too. Some people are misadvising their clients or in Real Estate and say, well, you can pull the spouse off with the quick claim deed.

Tim: Yes.

Connor: But that doesn’t fix it with the loan.

Tim: No.

Connor: So the cleanest break you would ever had, would be just get rid of it, sell it.

Tim: Or refinance it completely out.

Connor: Absolutely! If one of the party is capable and one of them wants to stay in the house, absolutely!

Tim: I have to say we’ve had a lot of clients just of financial reasons quick claim off the house and just take the risk of being on the loan.

And just because they don’t want to short sale and ruin their credit and the mortgage were still a lot less than—you know what I mean?

Connor: Sure.

Tim: That they can make that mortgage payment, the other spouse staying in there. And so the credit and they could stay in there.

But I’m telling you the risk is that if they default, you need to come up with some way of making sure that, that payment would be made either they send you a copy of checks being cashed or somewhere verifying just trust your ex to do the right thing.

Connor: Some people I have to look at my own situation. At this point, I would trust my wife of 23 years probably.

Tim: Most likely.

Connor: Yes, most likely to do that. And again, there’s a lot relationships. I know you see it too.

Tim: Yes.

Connor: I mean the spouses are, so friendly, it’s almost weird. It’s like they’re both about to give released it from prison.

And they’re willing to do whatever it takes. And there’s no argument at all. But I think that’s the smaller part of the people that get divorced.

Tim: Yes. Alright, let’s talk about keeping the existing mortgage and letting in your spouse stay. We kind of test on this a little bit.

We actually test on it a lot. If the spouse stays in the house, it’s not refinancing just staying on that same mortgage, there’s a risk involved.

Connor: And the other things too let’s say there’s only one party that’s on the loan maybe the other spouse could consider writing up a lease agreement for them.

Actually doing it official, but it’s a sticky situation.

Tim: I don’t know. Make sure we understand that.

Connor: Well, let’s say one of –

Tim: Oh, the one who’s on the loan!

Connor: Absolutely.

Tim: Makes lease to the other.

Connor: They could write up an official agreement stating this is what the monthly amounts going to be.  This is when it’s due. This is your part of the obligation with the up keep of the house.

You’re not to sub that rooms, whatever that maybe to try to supplement income because now instead of one eviction, if that’s the way it happens to go and see that’s your enforcement mechanism in contract –

Tim: Got you!

Connor: Instead of one, now all of a sudden if they’re renting rooms to five or six different people that’s a $50,000 bill all day long to get all these folks out.

Tim: Yes, we’ve seen that happened once. Now we don’t get those types of crazy cases in our office but we’ve got people to do that.

It is funny when you’re just talking, you remind of a certain scenarios when we had someone, both on the home, both on the—you drop your mic?

Connor: Yes.

Tim: Both on the home and both on the loan and title and one spouse had moved out. The other one stopped paying the mortgage.

And so it was in default. Then they filed bankruptcy, so, we could delay it even further.

And all the while, renting out all the rooms and sections of the living room, he had like six people paying them 500-600 bucks a month.

So he’s making 3,000 or 4,000 a month.

Connor: Wow!

Tim: A month and not paying mortgage.

Connor: What a nightmare!

Tim: Until the last we heard in two years he’d been doing this. So it’s just crazy.

And all the while we get spouse versus team who got the judgment to sell the house. And now he’s squatting and he won’t move out.

So we got those types of issues as well. So alright let’s see what else we got here.

Oh, I want to talk about evaluation. So they get to sell. Now they have to come to an agreement on what it’s worth.

We had clients in here a couple weeks ago, they have everything settled. The house is actually paid off in cash. So they are in good shape financially.

The issue was what is house worth? So if they’re going to divide it evenly coming to a firm work evaluator. In this case one party thought the house was worth $50,000 more than the other party.

And they’re looking at comparisons and all that. But what’s the best way to come to an idea? Do they get independent appraisers?

Do they get independent agents to do like of a compared market analysis? This particular client I said, ‘Look, you’re talking about $50,000 whole. It’s really about $25,000 to you, if they’re dividing which they’re like ‘Okay, that’s not that bad.’

If they can meet in the middle, I mean there are lots of options.

Connor: It’s always said there are three values for a home. And it’s like when you’re buying a business there’s three sets of records.

There’s what the owners going to give you to sell it.

Tim: Yes.

Connor: …to show you that it’s awesome. There’s really what it really makes so he knows exactly where he is every month and then it’s going to be the other ones where he shows the IRS which going to be a lot less than his earnings.

With a home evaluation it’s kind of the same thing because you have the agent that’s going to probably try to tell you what you want to hear in order to secure the leasing.

Tim: Right.

Connor: Unfortunately, that seems to be more a case than the exception. The other value happens to come in where what do you think it’s worth.

And then finally really what it is and what’s it worth. So the way that we do it and I think any good agent would is we have to look at factual properties that have closed Escrow.

And we have to stock those properties up making allowances plus or minus whatever percentage points or real amounts for the different amenities that they’re property might have versus the ones that we’re able to compare it with.

So the other you mentioned was an appraisal? Yes. If it’s a big deal then you could have hire independent appraiser to go out and evaluate the property and establish that value.

So that’s probably the cleanest way because with the agent, now you got to trust them.

Tim: Right.

Connor: I’m not trying to put us down as an industry but the world view isn’t so good. If that agent comes since both you down and looks at the sold comparable properties comparing apples to apples—

Tim: Right.

Connor: Not gaming in the system having you be able to verify that those are true and indeed the actual comparables within six months within a half an hour radius comparing the same types of property your property and be able to verify that with an offline or excuse me a non-realtor base source online somewhere else that won’t have any reason to game you.

Tim: Right.

Connor: …then that’s also another good way.

Tim: It’s interesting because when people are splitting say in this particular case they had the house paid off but now they’re splitting up and they need to cash out.

Connor: Right.

Tim: So he wants to keep the home. So he just took out a second. He had the financial ability to qualify for that and cash it up.

And the questions that became were what’s it worth? And do we use today’s fair market value? What if the property declines in value a month later or —

Connor: Right.

Tim: We see this declined in market. And the half is a lot less then do you take the fair market value? Let’s say the $100,000 in equity based on the appraised value?

And you just say well $50,000 as half or would you take out that percentage of the sale? There’s a lot of ways that you really can loot this.

Or you can just say you know what, there’s $100,000 in equity if we sold. I mean you can count the commissions and Escrow and title fees and we will let down by 10-15 grand.

Connor: Sure.

Tim: I think what people need to do is just move on. Don’t fight over the penny, just focus on the meat, not the potatoes if you will.

Connor: And what we talk about kind at the beginning, usually in a lot of cases one of the spouses they don’t want go. It’s not their ideal scenario to be Divorced.

Tim: Right.

Connor: So a lot of times that’s where a lot of the renters will come in. And they’re hiring you to do service.

They hired me to do a service. My service is to try to balance everything so nobody gets hurt as a result of them wanting to sell this piece of real property.

Ultimately, that’s the goal. Commission aside, success aside all the sellers stuff aside, that protection is important and them having all the facts to be able to make good decisions.

Tim: Now, I skipped one of our four. I missed see the slides. Sell at a later date.

So if I had four options. You had another about the rental. That was good.

So sell, refinance, keep existing mortgage, sell at later date or rent it out. We have people doing that.

But selling at a later date, we have folks that having their primary residence or a vacation home –

Connor: I’m so sorry!

Tim: …or a rental of some sort, that they’re making rents on. Okay, let’s say, it’s a rental or any of those types of homes.

And either the values not there or they want to hopefully go up in value so they can sell.  So we have a specific circumstance with a client, vacation house, they make rent.

It’s like an [Aspen 28:25] or something like that [big bear 28:26] I don’t know. And they rented out and they make money up but they sold, there’s not enough value. They overpaid for it back when real estate is blooming.

So they want to wait several years before they sell it. That was the agreement. We’ll continue to share the rents and ends the property together but we don’t want to sell it because it’s going to be at lost.

So they short sale it. They don’t want to ruin their credit. So that’s it.

Another option is to sell at a later date. And usually you have to make sure you have enough language in your Divorce agreement, that doesn’t leave us so open-ended that you can’t go to court and say, ‘It’s time to sell.’

Connor: Enforcing.

Tim: It has enough language to have some enforceability. So it can’t be totally open-ended.

So you need to say something to the fact of like in this case we said, within five years the parties will meet and confront on a yearly basis to determine their appraised value for purposes of selling, not to cover the fees and so forth of selling the property and without a loss.

So that way if you get to that point and it’s there. And the other party said, ‘No, I just want to keep it. You can go back to the court and say, ‘No, this is what we agreed to.’ and get the court intervene.

Connor: Yes, I think that sell at a later date thing even though and I totally get that scenario. It’s tough.

I mean how do we know? Again just like back in ‘06 and ’07 shared properties are going up hand over fist like money was free.

And been practically wise but the whole general consensus even from some really brainy financial advisers out there was its trend was going to continue but it didn’t.

Tim: Yes.

Connor: So it fell off. Sell at a later date, tough. I know any agent would always be there for their client.

And if in fact that’s what they decided to do in a future, they would. But again you have to ask yourself where are we going as a market?

Where are we trending? What possible obstacles would there be in the future? It’s a tough scenario.

Tim: Yes. I mean it sound as already a negative equity. And it was going to be a short sale now.

And let’s say it doesn’t go up in value. And they sell it five years later. And at least they’ve got some rents I suppose or—

Connor: Yes.

Tim: Let’s give it a quick sale than throw it away, I’m sure the plus is that maybe they get out of it break even buy.

Connor: Yes!

Tim: Okay! Because in today’s market and you’re asking people to basically an agent to say like the stock market.

Yes, they think the house is going to keep going up or down. I mean you’re really taking chance there.

Connor: Yes, that’s a trade line, right? So somebody called a real estate agent on the phone and says, ‘Is it a good time to buy?’

‘Yes! Buy right now!’ That’s the typical way it’s done.

Unfortunately, right now in Santa Clarita Valley, here’s some truth, we’ve seen prices being flat for the last couple of months.

And it doesn’t look like the prices are going to continue to go up.

Tim: Really?

Connor: It would give an appearance right now because now we’re getting more and more inventory. We’re seeing a lot of pricing changes.

So this is something to ask that agent, ‘Where are in the market?’

Tim: Right.

Connor: ‘Is there a buyers market?’ We’re still in the seller’s market. But that trend is now shifting because of the excess inventory we see more days on market timeframes.

We see a lot more properties having their prices changed. And those changes are positive or negative they’re actually reducing.

We don’t see the actual sales prices changing. But again that will eventually happen if we keep on the trend.

There’s no new buyers that come out in to the market wanting to purchase at the current levels. There’s no other place where to go.

Tim: The whole evolution is so interesting in the transition from equity growing and home prices going up to how buyers and sellers realizing, ‘Why is my house is on the market too long?’

And then buyers saying, ‘Well, I noticed that there’s price reduction.’ so everyone just kind of sits on the fence.

Connor: Absolutely!

Tim: There’s like this delay.

Connor: Correct. And so that’s where we’re saying right now. A lot of buyers they’re waiting. And we have a plethorawe’re working with.

They’re just waiting. And I get that. And we have sellers. The biggest question today from a seller is ‘When am I going to move?’

‘Okay, so I want to upgrade from this house. Is there going to be a house for me?’

It’s not to that point where I could say, ‘100%, yes!’

Tim: Right

Connor: And then the other question ‘What do I do if I sell this?’ We should make this sale contingent on me finding the home of choice.

And so then that becomes a tough scenario for a buyer when there are 50 other houses.

Tim: And you kind of tie up three different people, right?

Connor: Yes, so then the other buyers so ‘I don’t want to ride this far. This house is contingent. I’m finding another house.’

Tim: And now will I be contingent on them buying one.

Connor: Oh, real deep! And then it’s like a house of cars.

Tim: Yes.

Connor: You go through the whole thing. And it could be 10-20. I mean infinite numbers deep one person in there that’s contingent, they give the whole thing done.

Tim: Collapsed.

Connor: Yes, It’s very interesting. I have to say the Divorce scenario is if you’re going to hire somebody to do it, make sure they’ve done it.

Make sure they understand the process. Make sure you get good advice. Make sure they sit you down and get a game plan with you.

Don’t take it forgranted that they say, ‘Oh, I’m an expert at doing Divorces for Real Estate and in selling out.’ Don’t take the word for it.

You got to sit down. They should be able to explain to you how the process works just like you know Tim what’s good about you is we’ve talked a lot before.

You’re good at scenarios. You know we have this couple in here last week and she said such and such and he said so and so.

And it relates to what these people are now going through. That’s the best way to convey information.

Tim: It’s like troubleshooting. We do so many Divorce cases here all throughout California and we see all these different scenarios.

And now from doing this along we can troubleshoot and give suggestions, ideas which is all the reason we’re doing this episode regarding Real Estate because this is one of those things we’re trying to inform our clients about.

This is one of the options that I sit when we have our consultations. When they have Real Estate, I say, ‘Look, when it comes to your house these are the three options you have or four or five now that we have.’

And depending on their circumstances financially, I can tell them right there on the spot, ‘This is going to be your only option because of X-Y- and Z.’

And that has to sink in sometimes because usually now what they want because everyone wants to keep the house and all of that.

But what we tell folks is if regarding money and finances when you live apart when you separate from your spouse, you have the same income whether it was you working alone or both spouses working.

The money doesn’t go as far when you’re trying to handle two households.

Connor: Right, absolutely. It’s an additional expense.

Tim: Whether it would be the original primary residence or you both have separate move out and go that route.

So well anything to add?

Connor: No.

Tim: Talk while you have a chance.

Connor: Sorry for all the hacking.

Tim: No, it’s fine.

Connor: I’ve been trying to get over cold. And then I’m still contagious so there you go.

Tim: Oh God!

Connor: And then the other thing, I’m sorry I dropped my mic. When I was bending over your lap was right there.

And I didn’t know to appear some crazy stuff that was going to happen.

Tim: Yes.

Connor: I had to reposition.

Tim: No, that will look interesting!

Connor: Yes, put that out.

Tim: I will keep the mic—what is that where they have like the three second loop thing. What is one of those—?

Connor: I don’t know what it’s called but by I get a chance—

Tim: By I guess around that seven seconds…

Connor: Right.

Tim: …and do that all over and over again.

Connor: Keep that when coming up, that’s perfect.

Tim: Dropped the mic and wardrobe malfunction.

Connor: Right, in the office.

Tim: So Connor MacIVOR, Santa Clarita Real Estate expert. I’d be surprised if you’re not able to watch this. I’ve already watched one of your thousands of videos.

Connor: Oh yes! Most of my crappy videos I have two views, one is to me and one’s mom. So that’s pretty clear.

Tim: My kids joked at me because they say, ‘Dad you only got five views on that video.’ And I said, ‘Yes! But I have 500 videos times five and some get more five some get over hundreds or thousands but yes they’re not like viral videos.

It’s an information base there out there for people who are researching for this information.

Connor: Right!

Tim: …to find it.

Connor: We don’t have the cute kitten.

Tim: No!

Connor: That’s fur is particularly near the baby in the bath tub.

Tim: Yes.

Connor: That was a funny video.

Tim: So you have I mean you have, I kind of copied everything you’ve done just so you know. You have podcast. You have video you do daily.

You do slideshows. You do blog post too. I mean you have so much content out there no matter what mode you like to digest it, it’s there, it’s available.

Connor: You know what this is good for and you embraced it. And I’m so impressed!

People want to see you. They don’t want to see an actor. They don’t want to see somebody that’s trying to pull themselves through another person trying to be the best of the best.

They want to see transparency.

Tim: Yes.

Connor: This is an off the cuff interview basically between you and I. And this is what people want to see.

Tim: Exactly!

Connor: We’re not going win wars. We’re not going to go viral.

I’ve had some videos that have gotten a lot of views that I don’t know why. I can’t pull it apart and figure out why that one.

But maybe the key words were right, maybe the story was right, maybe the day was right, who knows? But this is how people learn.

And I know when I’m watching videos on YouTube especially if it’s interview format, I’ll just let the playing go on—

Tim: With the background, yes?

Connor: Yes.

Tim: Yes.

Connor: Because it’s such educational.

Tim: That’s the whole point education. We get all videos and podcasts. We have this live broadcast on Thursdays –

Connor: Got your radio show?

Tim: Actually, well I had it open. People can actually go on and chat real now. This is only our fifth one.

So as soon as we start marketing this, I think this is going to catch on three or four months. People are going to start coming in and I hope asking questions.

And we won’t even have to have a topic. It’ll just be ‘Okay, what’s the question? Call me now.’

Connor: Absolutely!

Tim: And do it that way. So that’s really what I’m hoping for that route. So how can people get a hold of you? I mean they should call you if they’re thinking of Divorce and needs some information?

Connor: Yes, we have everything primary displayed on our website Paris911.com.

Tim: I did that. Are you impressed?

Connor: [inaudible 38:22].

Tim: Yes.

Connor: Yes, it’s good. I love that [inaudible 38:25].

But yes, just go there in any contact on that site you’re going to get me. So you’re going to talk to yours truly. Usually my voice is an S sexy

Tim: Very raspy.

Connor: Yes, now. But it’s like a bedroom voice. Some mic I do pretty well. But anyway, yes, that’s the best way.

Reach out and I’ll answer your questions. One of the things that’s important, interview multiple agents. The thing is to whenever you’re looking to get information, don’t sign anything right away.

If they’re bringing you to their office to talk to you and they hand you a piece of paper they say, ‘Well, I need you to’ – ‘Come on, really?’

You just want information. So understand that going in, not all agents are crazy. You will know but not everybody is the same.

So interview those most you find to be the most comfortable because you’re about to go on a journey that could get really ugly.

It’s already probably ugly because now here you are getting Divorce. Find somebody that sympathetic to that.

Tim: Yes. And you have an AP?

Connor: Oh!

Tim: I love that AP. I have it on my phone. What do they need in iTunes? What do they search for to find your AP?

Connor: Yes, as far as searching for housings.

Tim: Yes.

Connor: There are couples. You can look for California Homes. That’s our AP in the AP store. It’s also in the Android market place.

You can also text the letters SCV to 87778. So if you have your cell phone right now or iPod just text the letters SCV for Santa Clarita Valley to 87778.

So that’s pretty easy. So yes on our website Paris911.com and get there you’ll see the Mac Box at the top part.

It’s like a search thing, you can also punch the word AP in there and you’ll get all the downloadable stuff.

Tim: Very cool.

Connor: Yes, you’ve done a fantastic job with Divorce661.

Tim: Can you tell I copied you?

Connor: Oh, don’t say that.

Tim: I copied you.

Connor: I didn’t think of that.

Tim: Yes, I did. I see your blogs and it works, let’s do that. The videos do videos and—

Connor: You’re just—I like the informational approach. And I think people like that. People don’t like to be sold.

You’re not asking for anything.

Tim: No!

Connor: You’re not saying 70 50 Bucks and I’ll do this. You’re showing people how to save. What was that thing you had coming out that came out this morning? Saving $492—

Tim: For filing fees yes.

Connor: Yes that’s awesome.

Tim: Yes.

Connor: I mean really? Who’s doing that?

Tim: Yes.

Connor: Who’s even mentioning that?

Tim: Right.

Connor: It’s—

Tim: It’s funny in that sequence that was the most open email.

Connor: Yes.

Tim: So people have money on their minds when—

Connor: Absolutely!

Tim: …when going through this. But going back to what he said about just being real people and not actors and giving out information, people watch this and they see who we are. And they’re going to make their decision.

Do I like that person or not? So it helps people make that decision so they’re not going call if they watched us and getting in to something that we don’t like that guy and –

Connor: Yes, he’s got no hair.

Tim: Well good then that saves me time. People that call us they usually say, ‘Tim, I saw you. I watched several of your videos.’ They already know you.

Connor: Yes.

Tim: When they come in to for services we go out there and they’re already getting up the couch, I don’t know who they are. But they already know me.

Just so the video, my voice and all that now in town people are starting ‘Oh, I saw you on Facebook.’

Connor: Buy you drinks and offer—

Tim: Yes. Well I appreciate you coming out here Connor.  This was great.

Connor: You’re welcome.

Tim: Yes.

Connor: Absolutely.

Tim: I really like this whole interview set-up we got here.

Connor: Yes, it’s really nice and you’re doing a great job.

Tim: Cool! Alright let me see if I can figure out how to shut this down. I tell you this is a three man operation and I’m doing it all by myself.

Every Thursday live broadcast at 1pm. We have a chat room if you go to Live Cast, tap on the Divorce661.com website and it’ll take you right through the most recent broadcast coming up.

And the chat room is just below the video. And we’ll know if you’re online and watching otherwise you can ask question.

We are monitoring it. So hopefully this will catch on.

Connor, Paris911.com thanks so much for coming. I appreciate it.

Connor: Pleasure.

Tim: And well, hopefully to have you back on again soon.