172: Divorce & Life Insurance Considerations

In this episode, we will discuss divorce and life insurance considerations.

Let’s talk life insurance. There’s a lot of moving parts to this.

This is probably going to be the most we’re going to have to talk about here. I mean some of this, there’s going to be an overlap but there are issues of support and potential that to protect people.

So one of the key issues here, one of the things that people probably are thinking about is most likely those people have life insurance policies have named their spouses as the beneficiary.

Meaning that if there’s something happened to them their spouse will be the one to get the proceeds from the life policy.

Obviously, if you’ve gone through a Divorce and as you’re going through the Divorce, you may want to make this change immediately.

You might say, ‘I don’t want that person to be, well I’m going to pull them off my life policy.’

On California at least you’re not able to pull your spouse off as a beneficiary without their signature prior to Divorce.

Make sure to listen to the latest podcast.

Divorce Mediation Service Reseda CA

Divorce Mediation Service Reseda CA

Today, we’re talking about Divorce Mediation and what Mediation works specifically to the folks in Reseda, California.

So when people are going through Divorce sometimes they come with couple of different scenarios either using a Divorce Attorney, maybe Divorce Mediation or having a Paralegal Service prepare their documents for them.

Mediation and the reason I want to explain this is that a lot of people are looking for our service and they’re thinking they actually need Mediation Services.

So when you go through a Divorce court is not required in order to complete your case.

So in fact the courts don’t want you in there. The only people that end up in court are the people that don’t come to an agreement outside of the court.

Now with our clients and we handle about 50 Divorce cases every months, our clients work towards agreement out of court.

We handle all the paperwork. We’ll file the case. We will fill out the forms.

We will deal with the court directly for you and your spouse.

But we want to help you work through in coming up with agreements regarding the division of assets and debts and your kids, child support, spousal support and everything that’s involved in this.

You guys, the courts want you to come to an agreement outside of court and figure things out on your own.

Now Mediation specifically, is when you have a neutral third party sitting in a room with you and helping you guys come to an agreement or help you get in communication or maybe explain the law and how it relates to your particular circumstances so you can make informed decisions on how you want to divide up your assets and debts.

Now if you are not in agreement it doesn’t mean you can’t use our service.

Mediation is by far the best way to get through your Divorce if you need help in coming to agreements.

And we have services that could provide Mediation Services either in house or we can refer you out.

And maybe you just need an hour of someone’s time to help come up with some final agreements. We recently have that happened where we have some clients come in.

They needed some legal information that we don’t necessarily provide. We refer them out to Mediator.

I think they spent maybe an hour with them and they were able to come up with all the agreements get informed about the law.

And then come up with a memorandum of understanding so we can incorporate that into their Divorce agreement and all is well.

No attorneys and they saved a lot of money in doing so. So please give me a call if you have questions about Divorce Mediation.

I’ll be happy to discuss that. The number is 661-281-0266.

You can always go to our website at Divorce661.com.

171: How To Use Life Insurance To Protect Child Support

In this episode, we will talk about how to use life insurance to protect child support during your divorce in California.

Well, one of the other places where this goes, this is some actually, creating need for additional life insurance where people may have not thought about it before.

Let’s say a husband and wife Divorced.

And as a result the husband has to pay some support to the wife on a monthly basis for X number of years whatever that maybe.

Maybe until the child is 18 or something like that. Well, what happens if something were to happen to that primary wager, the father the male in that scenario?

Well, same what happened in the not many would stop coming. So a lot of times what people would do and they do this to benefit their children too, is to go ahead and take a life policy.

Make sure to listen to the latest podcast.

Affordable Divorce Service Reseda CA

Affordable Divorce Service Reseda CA

Today, we are talking to the folks in Reseda about our Affordable Reseda Divorce Service.

We’re a licensed and bonded Legal Document Preparation Firm specializing in the California Divorce process and we provide an Affordable Divorce solution in Reseda, California.

So what do I mean by a Full Service?

This means we’re going to take care of the entire divorce from start to finish from filing out the forms to drafting your agreements.

Filling out your financial disclosures and literally every step of the Divorce process we will take care of to assist you and your spouse as a neutral third party to document properly prepared and complete your divorce case again from start to finish.

So please give me a call. I’ll be happy to talk to you about your specific circumstances.

What you have going on in your particular case and talk about you and your spouse and make sure that we’re a service that’s suitable in assisting with helping you.

Being that we’re Affordable Divorce Service and we are a Full Service Firm, we’re going to work with both of you.

We’re going to get all the paperwork done. We’re going to deal with the court for you.

We’re going to facilitate that process, explaining everything all the way through. And we do this all for one low flat fee.

So make sure to visit our website at Divorce661.com for more information about our Affordable Divorce Service in Reseda.

We have offices throughout the San Fernando Valley. However, we know that many of our clients are busy professionals.

They don’t have time to come in to our office so we do a lot of what we do right over the phone and via email because we do have clients across California.

They obviously aren’t able to make it into our office. But please government me a call I’ll be happy to provide you with a free phone consultation.

The number is 661-281-0266 or you can go to our website at Divorce661.com for more information.

170: How To Determine Life Insurance Needs After Divorce

In this episode, we will talk about how to determine life insurance needs after divorce.

So we had a big picture everything that should be looked at when going through Divorce.

We talked about term insurance for covering the spousal support. We talked term insurance for covering potentially the children’s college education or maybe paying off their student loan debt.

What are other things to discuss?

If I were talking about insurance today and I was going through a Divorce. And I’ve been married for 19 years.

And two kids are still minors, what things would you say, ‘Tim, if you want to make sure that they’re taken care of aside from the college and the spousal support, what are the things to talk about?

It will depend on the situation your spouse is in. But yes, anything like that when there’s a foreseeable expense in the future might be a really good thing to add into the life insurance.

Make sure to listen to the latest podcast.

Uncontested Divorce Service Reseda CA

Uncontested Divorce Service Reseda CA

Today, we’re talking about our Uncontested Divorce Service in Reseda California.

We’re a licensed and bonded Legal Document Preparation Firm specializing in California Divorce.

And today we’re talking to the folks in Reseda. I want to talk to you about how we can help you with your Uncontested Divorce case in Reseda.

So we’re a Full Service Divorce Paralegal Firm which essentially means we take care of your entire divorce case in Reseda from start to finish.

This means filling out all the forms, going down to the courthouse and filing your court documents, taking care of serving your documents.

We’re also going to take care of the financial disclosures. So the court requires that both parties disclose their assets and debts and income and expense we will do that for both of you.

In addition to that we will also prepare your final agreements also known as a marital settlement agreement.

And this include division of assets and debts, child custody order, spousal support orders everything to do with your kids, property, everything’s wrapped up into this final orders.

So being that we’re a Full Service we are also a neutral third party. So we are not a law firm.

So we are here to work with both parties to facilitate the Divorce process in Uncontested Divorce cases which simply means you’re not going to go to court.

What a lot of people don’t understand is to go through a Divorce you do not have to go to court.

The only people that go to court, for their Divorce in California are parties that can’t agree.

And we’re here to help you come up with those agreements and do the Divorce documentation process of it and deal with the court for you guys, so, we can facilitate the Divorce process.

Now because we are a neutral third party again we do work with spouses throughout the process for the same fee.

So I welcome you to give me a phone call. I’ll be happy to provide you a free phone consultation at 661-281-0266.

I want to talk to you about your specific circumstances, explain specifically what we can do for you and the exact cost in using our service to help you get through your Divorce in Reseda.

Keep in mind when you use our service we are also going to be able to save you some money.

So what you will be spending a little extra money to have us help you with your Divorce in Reseda you’re going to save money on court fees.

So make sure to call me and ask me about how to save money on court fees because when we help you save money on court fees it helps off set the cost you’re going to do and use to spend on us for our service.

So please ask me about that as well.

Please feel free to give me a call at 661-281-0266. And again no office appointment is needed if you are in Reseda or anywhere in San Fernando Valley.

We can assist you. We have clients all over California. And we do a lot of what we do right over the phone or via email etc.

 

Affordable Divorce Service Canoga Park CA

Affordable Divorce Service Canoga Park CA

Today, I want to talk about our Affordable Divorce Service in Canoga Park, California.

We are an affordable divorce solution if you’re looking to get through your divorce in Canoga Park at an affordable price the best way is to use a Full Service Divorce Paralegal Firm such as ours.

We are a full service and that we take care of the entire divorce process from start to finish. This means we will take care of preparing all forms.

We will take them to court for you and file them. So you won’t even see the courthouse.

We will take care of the process of service. So the process of Divorce, you have to file and then you have to serve and you have to do financial disclosures.

We take care of those as well, your income and expense declaration, schedule of assets and debts. We do work with both parties because we are a neutral third party.

We’re not here to represent either side and then it’s just a matter of putting together your agreements.

Who’s going to keep the kids? What’s the custody visitation going to look like child support, spousal support, division of assets and debts?

All that’s included in the process. Now we have all the court forms that the courts and attorneys have.

We have the DissoMaster software. If you’re not familiar with that term it’s the court software that is utilize to determine the amount of child support and spousal support.

And we have access to that. It’s not any additional fee. It’s part of our flat fee pricing.

So if you’re looking for assistance and you want to get an Affordable divorce Canoga Park, please give me a call.

I’ll be happy to provide you a free phone consultation. Talk about the specifics and exactly what we’ll do.

Number here is 661-281-0266. So keep in mind we do have offices throughout Los Angeles County.

In most cases no appointment or should I say no office visit is necessary. We do a lot of what we do right over the phone and via email.

And we work directly with your court anywhere in California and anywhere in LA County for that matter if you’re going through divorce.

You’re not going to step foot in the court if you’re going through an amicable or uncontested divorce case.

So feel free to give me a call.

169: Divorce Paralegal & Realtor Talk Marketing & Business

In this episode, we will talk about divorce paralegal, Realtor talk marketing and business.

As a marketing strategy, we use videos, social media, and radio. It’s an information base there out there for people who are researching for this information.

People want to see you. They don’t want to see an actor. They don’t want to see somebody that’s trying to post themselves through another person trying to be the best of the best.

They want to see transparency.

Make sure to listen to the latest podcast.

168: How To Make Sure Your Realtor Understands Divorce

In this episode, we will talk about how to make sure your Realtor understands divorce.

I have to say the Divorce scenario is if you’re going to hire somebody to do it, make sure they’ve done it.

Make sure they understand the process. Make sure you get good advice. Make sure they sit you down and get a game plan with you.

Don’t take it for granted that they say, ‘Oh, I’m an expert at doing Divorces for Real Estate and selling out.’

Don’t take their word for it. You got to sit down. They should be able to explain to you how the process works.

Make sure to listen to the latest podcast.

Divorce Mediation Service Northridge CA

Divorce Mediation Service Northridge CA

Today, we want to talk to the folks in Northridge California about Mediation.

What is Divorce Mediation?

So a lot of folks who are looking for our service are actually searching online for Divorce Mediation.

So I just want to clear up what that is.

Divorce Mediation really is when you and your spouse need some neutral third party.

It could be an attorney or a non-attorney to essentially sit in a room with you and sit down and help you guys get into an agreement.

Get the communication lines open. Now there are different types of Mediation.

There is a non-attorney mediators. I’ve talked about this quite a bit on our video series on mediation.

Non-attorney mediator is simply there to help you get in communication. They can’t give you legal advice.

They can’t talk to you about the law. But they can get you into communication.

Maybe that’s the only issue. You guys sit down and you just can’t communicate because of the upset or whatever is going on in your lives.

Then you have attorney mediators. If you have an attorney in the room and it’s known that they’re going to be the mediator, the benefit is that they know the law and can explain the law.

So you can make informed decisions throughout your mediation.

Now what we have found is many people call mediators because we have tons of referral from mediators throughout Los Angeles and throughout California who say, “Tim, they actually don’t need mediation. They thought that we would handle the paperwork.”

So what I want you to take from this video is most folks don’t need any amount of mediation.

Our services we don’t offer mediation. We provide document preparation.

So we take care of the entire Divorce from start to finish. All the forms, we go to court. We file documents.

Serve documents. Explain the process and take care of the entire procedure for you.

And most of our clients, let’s say, 99% of the time needs 0 mediation.

Meaning they don’t need to have someone sitting in the room with them and discussing their options and ideas on how to divide the property up.

Now if you do need that you can use the combination of our services as far as the divorce document preparation.

And you can use a mediator if you have problems coming to agreements on particular issues.

So you may have one or several issues you need to address that you guys just simply can’t come to agreement on.

What that means is that let’s say you have an issue where you can’t come up or agree to a number for spousal support, you could go to a mediator and spend an hour or two or however long it takes to sit down and go over the numbers and see what’s fair and equitable.

And what would be reasonable for both of you moving forward in the amount of spousal support.

Once you guys come to the agreement you, simply come back to us let us know what those agreements are.

And we will continue on with the paperwork and process and complete your divorce.

So I just want to explain a little bit what Mediation is to the folks in Northridge. Give me a call.

I think what’s best is if you call me I can talk to you about your particular circumstance and let you know if you need Mediation or not.

And what we generally we’ll recommend is let’s get your divorce started. Get the paperwork filed.

Get it served. List all the assets and debts and see how far you can get without Mediation.

And if you do need mediation at that point you could always go to a mediator.

Spend an hour or two, get those answers you need and get those agreements in place and I will just pick up where we left up.

Please give me a call for a free phone consultation at 661-281-0266.